Pinnacle Financial Partners, Inc. (NASDAQ:PNFP) Q3 2022 Earnings Conference Call October 19, 2022 9:30 AM ET
Company Participants
Terry Turner - President and CEO
Harold Carpenter - CFO
Conference Call Participants
Steven Alexopoulos - JPMorgan
Stephen Scouten - Sandler O'Neill
Michael Rose - Raymond James
Jared Shaw - Wells Fargo Securities
Catherine Miller - KBW
Brian Martin - Janney Montgomery Scott
Jennifer Demba - Truist Securities
Operator
Good morning, everyone, and welcome to the Pinnacle Financial Partners' Third Quarter 2022 Earnings Conference Call. Hosting the call today from Pinnacle Financial Partners is Mr. Terry Turner, Chief Executive Officer; and Mr. Harold Carpenter, Chief Financial Officer. Please note Pinnacle's earnings release and this morning's presentation are available on the Investor Relations page of our website at pnfp.com.
Today's call is being recorded and will be available for replay on Pinnacle's website for the next 90 days. At this time, all participants have been placed in a listen-only mode. The floor will be open for your questions following the presentation. [Operator Instructions]
During this presentation, we may make comments which may constitute forward-looking statements. All forward-looking statements are subject to risks, uncertainties, and other facts that may cause actual results, performance, or achievements of Pinnacle Financial to differ materially from any results expressed or implied by such forward-looking statements. Many of such factors are beyond Pinnacle Financial's ability to control or predict and listeners are cautioned not to put undue reliance on such forward-looking statements.
A more detailed description of these and other risks is contained in Pinnacle Financial's annual report on Form 10-K for the year ended December 31st, 2021, and its subsequently filed quarterly reports. Pinnacle Financial disclaims any obligation to update or revise any forward-looking statements contained in this presentation, whether as a result of new information, future events, or otherwise.
In addition, these remarks may include certain non-GAAP financial measures as defined in the SEC regulation G. A presentation of the most directly comparable GAAP financial measures and a reconciliation of the non-GAAP measures to the comparable GAAP measures will be available on Pinnacle Financial's website at www.pnfp.com.
With that, I'm now going to turn the presentation over to Mr. Terry Turner, Pinnacle's President and CEO.
Terry Turner
Thank you, Paul, and thank you for joining us this morning for the third quarter earnings call. As I'm confident you've already seen third quarter was another fabulous quarter for us. Last quarter in my introductory comments, I tried to list a number of themes that I believe are critical in order to not only understand the financial performance for the quarter, but really to better ascertain how the firm should perform going forward despite the varying operating environment we might encounter.