Wintrust Financial Corporation (NASDAQ:WTFC) Q2 2023 Earnings Conference Call July 20, 2023 10:00 AM ET

Company Participants

Timothy Crane - President and Chief Executive Officer

David Alan Dykstra - Vice Chairman and Chief Operating Officer

Richard Murphy - Vice Chairman and Chief Lending Officer

Conference Call Participants

Jon Arfstrom - RBC Capital Markets

David Long - Raymond James

Terry McEvoy - Stephens Inc.

Ben Gerlinger - Hovde Group

Christopher McGratty - Keefe, Bruyette & Woods, Inc.

Brody Preston - UBS

Nathan Race - Piper Sandler

Jeff Rulis - D.A. Davidson & Co.

Operator

Welcome to Wintrust Financial Corporation's Second Quarter and Year-To-Date 2023 Earnings Conference Call. A review of the results will be made by Tim Crane, President and Chief Executive Officer; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer. As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentations, there will be a formal question-and-answer session.

During the course of today's call, Wintrust management may make statements that constitute projections, expectations, beliefs or similar forward-looking statements. Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The Company's forward-looking assumptions that could cause the actual results to differ materially from the information discussed during this call are detailed in our earnings press release and in the Company's most recent Form 10-K and any subsequent filings with the SEC.

Also, our remarks may reference certain non-GAAP financial measures. Our earnings press release and earnings release presentation include a reconciliation of each non-GAAP financial measure to the nearest comparable GAAP financial measure. As a reminder, this conference call is being recorded.

I will now turn the conference call over to Mr. Tim Crane.

Timothy Crane

Thank you, and good morning, everybody. We appreciate you joining us for our second quarter earnings call. In addition to Dave Dykstra and Rich Murphy, who the operator introduced, Dave Stoehr, our Chief Financial Officer; and Kate Boege, our General Counsel, are with me in the room today.

In terms of an agenda, I'll share some high-level highlights. Dave will speak to the financial results, and Rich will add some additional information and color on credit performance. I'll wrap up with some summary thoughts, and as we always do, we will do our best to answer some questions.