Wintrust Financial Corporation (NASDAQ:WTFC) Q3 2022 Earnings Conference Call October 19, 2022 11:00 AM ET
Company Participants
Edward Wehmer - Founder & CEO
Tim Crane - President
David Stoehr - Executive Vice President & CFO
Richard Murphy - Vice Chairman & Chief Lending Officer
David Dykstra - Vice Chairman & COO
Conference Call Participants
Jon Arfstrom - RBC Capital Markets
David Long - Raymond James
Nathan Race - Piper Sandler
Terry McEvoy - Stephens
Chris McGratty - KBW
Brandon King - Truist
Operator
Welcome to Wintrust Financial Corporation's Third Quarter 2022 Earnings Conference Call. A review of the results will be made by Edward Wehmer, Founder and Chief Executive Officer; Tim Crane, President; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer. As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentations, there will be a formal question-and-answer session.
During the course of today's call, Wintrust management may make statements that constitute projections, expectations, beliefs, or similar forward-looking statements. Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The company's forward-looking assumptions that could cause the actual results to differ materially from the information discussed during this call are detailed in our earnings press release, and in the company's most recent Form 10-K and any subsequent filings with the SEC.
Also, our remarks may reference certain non-GAAP financial measures. Our earnings press release and earnings release presentation include a reconciliation of each non-GAAP financial measure to the nearest comparable GAAP financial measure. As a reminder, this conference call is being recorded.
I will now turn the conference call over to Mr. Edward Wehmer.
Edward Wehmer
Thank you very much. Welcome everybody to our third quarter earnings call. With me are Dave Dykstra; Dave Stoehr; Kate Boege, our General Counsel; Tim Crane; and Rich Murphy. It’s the same format as usual, there’s some general comments regarding our results, turn it over to Tim Crane, who will give detail on the balance sheet and the margin. Dave Dykstra then will discuss other income and other expense in detail. Rich Murphy will then discuss credit, back to me for some summary comments and thoughts about the future and as always, time for questions.
First of all, I will tell you, I did survive my back surgery. I was out a couple of months, which probably or a couple of weeks, which is probably the reason for the numbers being as good as they are this quarter. But all is well here. And the – it was (ph) my demise been greatly exaggerated. So back in the saddle.