Wintrust Financial Corporation (NASDAQ:WTFC) Q2 2022 Earnings Conference Call July 21, 2022 11:00 AM ET

Company Participants

Edward Wehmer - Founder and Chief Executive Officer

Tim Crane - President

David Dykstra - Vice Chairman and Chief Operating Officer

Richard Murphy - Vice Chairman and Chief Lending Officer

Dave Stoehr - Executive Vice President and CFO

Kate Boege - General Counsel

Conference Call Participants

Andrew Leischner - KBW

Terry McEvoy - Stephens

David Long - Raymond James

Jon Arfstrom - RBC Capital Markets

Operator

Welcome to Wintrust Financial Corporation's Second Quarter 2022 Earnings Conference Call. A review of the results will be made by Edward Wehmer, Founder and Chief Executive Officer; Tim Crane, President; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer.

As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentations, there will be a formal Q&A session. During the course of today's call, Wintrust management may make statements that constitute projections, expectations, beliefs or similar forward-looking statements.

Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The company's forward-looking assumptions that could cause the actual results to differ materially from the information discussed during this call are detailed in our earnings press release and in the company's press on Form 10-K and any subsequent filings on file with the SEC. Also, our remarks may reference certain non-GAAP financial measures. Our earnings press release and earnings release presentation include a reconciliation of each non-GAAP financial measure to the nearest comparable GAAP financial measure. As a reminder, this conference call is being recorded. I will now turn the conference over to Mr. Edward Wehmer.

Edward Wehmer

Thank you very much. Hello, everybody. Welcome to our second quarter earnings call. With me again are Dave Dykstra; Dave Stoehr; Kate Boege, our General Counsel; Tim Crane; and Rich Murphy. Same format as usual. I'm going to give some general comments regarding our results, turn it over to Tim Crane for more detail on the balance sheet in the second quarter. Dave Dykstra will provide detail on other income, other expense, and Rich Murphy will discuss credit. By the way, we need to refer to Murph as Captain Murphy as he is going to be crewing Wintrust's first entry into the world famous Mackinac Race, something we've been sponsoring, Chicago to Mackinac. So he's got a sales add on here and go get them. And back to me for some comments on the future and we have some time for questions.