Wintrust Financial Corporation (NASDAQ:WTFC) Q1 2022 Earnings Conference Call April 20, 2022 12:00 PM ET

CompanyParticipants

Edward Wehmer - Founder, Chief Executive Officer & Director

Timothy Crane - President

David Dykstra - Vice Chairman & Chief Operating Officer

Richard Murphy - Vice Chairman & Chief Lending Officer

David Stoehr - Executive Vice President & Chief Financial Officer

Conference Call Participants

David Long - Raymond James

Chris McGratty - KBW

Jon Arfstrom - RBC Capital Markets

Terry McEvoy - Stephens

Nathan Race - Piper Sandler

Michael Young - Truist Securities

Ben Gerlinger - Hovde Group

Casey Haire - Jefferies

Operator

Welcome to Wintrust Financial Corporation's First Quarter 2022 Earnings Conference Call. A review of the results will be made by Edward Wehmer, Founder and Chief Executive Officer; Tim Crane, President; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer. As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentations, there will be a formal question-and-answer session.

During the course of today's call, Wintrust management may make statements that constitute projections, expectations, beliefs or similar forward-looking statements. Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The company's forward-looking assumptions that could cause the actual results to differ materially from the information discussed during the call are detailed in our earnings press release and in the company's most recent Form 10-K and any subsequent filings on file with the SEC. Also, all remarks may reference certain non-GAAP financial measures. Our earnings press release and earnings release presentation include a reconciliation of each non-GAAP financial measure to the nearest comparable GAAP financial measure. As a reminder, this conference call is being recorded.

I will now turn the conference over to Mr. Edward Wehmer.

Edward Wehmer

Thank you very much. Welcome, everybody, to our first quarter '22 earnings call. With me as always are Dave Dykstra; Dave Stoehr; Kate Boege, who is remote, so I don't have to shock color on, so I'm in great shape for today; Tim Crane and Rich Murphy. We need to go with the same format as we always do. I'm going to give some general comments regarding our results, going to turn it over to Tim for more detail on the balance sheet. Dave Dykstra Dice will follow some details on income statement and Rich Murphy will comment on credit. And then back to me so for some summary comments and talks about the future. I have some questions after that.