Bank of Montreal (NYSE:BMO) Q3 2023 Results Conference Call August 29, 2023 7:15 AM ET
Company Participants
Christine Viau - Investor Relations
Darryl White - Chief Executive Officer
Tayfun Tuzun - Chief Financial Officer
Piyush Agrawal - Chief Risk Officer
Ernie Johannson - Head, BMO North American Personal and Business Banking
Nadim Hirji - Head, BMO Commercial Banking
Dan Barclay - Head, BMO Capital Markets
Deland Kamanga - Head, BMO Wealth Management
Darrel Hackett - BMO U.S. CEO
Conference Call Participants
Ebrahim Poonawala - Bank of America
Meny Grauman - Scotiabank
Gabriel Dechaine - National Bank Financial
Doug Young - Desjardins Capital Markets
Lemar Persaud - Cormark Securities
Nigel D'Souza - Veritas Investment Research
Joo Ho Kim - Credit Suisse
Operator
Good morning, and welcome to BMO Financial Group's Q3 2023 Earnings Release and Conference Call for August 29, 2023.
Your host for today is Christine Viau.
Christine Viau
Thank you. We will begin the call today with remarks from Darryl White, BMO's CEO; followed by Tayfun Tuzun, our Chief Financial Officer; and Piyush Agrawal, our Chief Risk Officer. Also present to take questions are Ernie Johannson, Head of BMO North American Personal and Business Banking; Nadim Jirji, Head of BMO Commercial Banking; Dan Barclay, Head of BMO Capital Markets; Deland Kamanga, Head of BMO Wealth Management; and Darrel Hackett, BMO U.S. CEO.
As noted on Slide 2, forward-looking statements may be made during this call, which involve assumptions that have inherent risks and uncertainties. Actual results could differ materially from these statements. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance. Darryl and Tayfun will be referring to adjusted results in their remarks unless otherwise noted as reported.
And with that, I'll turn the call over to Darryl.
Darryl White
Thank you, Christine, and good morning, everyone. I'd like to start this morning by acknowledging the ongoing devastating wildfires impacting British Columbia and the Northwest territories. We're committed to doing our part to help make sure the families, businesses and communities get the support they need, including financial relief for options and options for those affected.
Also, today, I'd like to welcome Darrel Hackett, our U.S. CEO, to his first investor call. Darrel has been with BMO since 2004, most recently as President of BMO Wealth Management U.S. His track record of dedication to our clients' success, extending leadership and commitment to eliminating barriers to inclusion will be a key contributor to the ongoing success of BMO U.S.