Axos Financial, Inc. (NYSE:AX) Q4 2022 Earnings Conference Call August 4, 2022 5:00 PM ET

Company Participants

Johnny Lai - Corporate Development and IR

Greg Garrabrants - President and CEO

Derrick Walsh - EVP and CFO

Andy Micheletti - EVP-Finance

Conference Call Participants

David Feaster - Raymond James

Gary Tenner - D.A. Davidson

Andrew Liesch - Piper Sandler

Michael Perito - KBW

Operator

Good day, ladies and gentlemen, and welcome to your Axos Financial Inc. Fiscal Fourth Quarter 2022 Conference Call. [Operator Instructions] As a reminder today's call is being recorded. [Operator Instructions]

At this time, it is my pleasure to turn the floor over to your host, Johnny Lai, Corporate Development and IR. Sir, the floor is yours.

Johnny Lai

Thanks, Melinda. Good afternoon everyone, and thanks for your interest in Axos. Joining us today for Axos Financial Inc's fourth quarter 2022 financial results conference call are the company's President and Chief Executive Officer, Greg Garrabrants; Executive Vice President and Chief Financial Officer, Derrick Walsh; and Executive Vice President of Finance, Andrew Micheletti.

Greg, Derrick and Andy will review and comment on the financial and operational results for the three and 12 months ended June 30, 2022, and we will be available to answer your questions after the prepared remarks.

Before I begin, I would like to remind listeners that prepared remark made on this call may contain forward-looking statements that are subject to risks and uncertainties, and that management may make additional forward-looking statements in response to your questions. These forward-looking statements are made on the basis of current views and assumptions of management regarding future events and performance. Actual results could differ materially from those expressed or implied in such forward-looking statements as a result of risks and uncertainties. Therefore the company claims the Safe Harbor protection pertaining to forward-looking statements contained in the Private Security Litigation Reform Act of 1995.

This call is being webcast and there will be an audio replay available in the Investor Relations section of the company's website located at axosfinancial.com for 30 days. Details for this call were provided on the conference call announcement and in today's earnings press release. We also issued an earnings supplement in conjunction with this call. All of these documents can be found on the Axos Financial website.

With that, I would like to turn the call over to Greg.

Greg Garrabrants

Thank you, Johnny. Good afternoon everyone, and thank you for joining us. I'd like to welcome everyone to Axos Financial's conference call for the fourth quarter of fiscal year 2022 ended June 30, 2022.