Atlantic Union Bankshares Corporation (NYSE:AUB) Q4 2022 Results Earnings Conference Call January 24, 2023 9:00 AM ET

Company Participants

Bill Cimino - Senior Vice President and Director of Investor Relations

John Asbury - President and Chief Executive Officer; Chief Executive Officer, Atlantic Union Bank

Robert Gorman - Executive Vice President and Chief Financial Officer

David Ring - Executive Vice President and Wholesale Banking Group Executive

Doug Woolley - Chief Credit Officer

Conference Call Participants

Casey Orr Whitman - Piper Sandler & Co.

David Bishop - Hovde Group

Catherine Mealor - Keefe Bruyette & Woods Inc.

Laurie Hunsicker - Compass Point Research & Trading LLC

Operator

Good day and thank you for standing by. Welcome to the Atlantic Union Bankshares Fourth Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions] Please be advised today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Bill Cimino, Senior Vice President, Investor Relations. Please go ahead.

Bill Cimino

Thank you, Michelle. And good morning, everyone. I have Atlantic Union Bankshares' President and CEO, John Asbury, and Executive Vice President and CFO, Rob Gorman, with me today. We also have other members of the executive management team with us for the question-and-answer period.

Please note that today's earnings release and the accompanying slide presentation we are going through on this webcast are available to download on our Investor website, investors.atlanticunionbank.com.

During today's call, we will comment on our financial performance using both GAAP metrics and non-GAAP financial measures. Important information about these non-GAAP financial measures, including reconciliations to comparable GAAP measures, is included in the appendix to our slide presentation and in our earnings release for the fourth quarter and fiscal year of 2022.

We will make forward-looking statements on today's call, which are not statements of historical fact and are subject to risks and uncertainties. There can be no assurance that actual performance will not differ materially from any future expectations or results expressed or implied by these forward-looking statement. We undertake no obligation to publicly revise or update any forward-looking statements.

Please refer to our earnings release issued today and our other SEC filings for further discussion of the company's risk factors and other important information regarding our forward-looking statements, including factors that could cause actual results to differ from those expressed or implied in any forward-looking statement. And all comments made during today's call are subject to that Safe Harbor statement. At the end of the call, we will take questions from the research analyst community.