Payoneer Global Inc. (NASDAQ:PAYO) Q4 2022 Earnings Conference Call February 28, 2023 4:30 PM ET

Company Participants

Michelle Wang - Vice President of Investor Relations

Scott Galit - Co-Chief Executive Officer

John Caplan - Co-Chief Executive Officer

Michael Levine - Chief Financial Officer

Bea Ordonez - Deputy Chief Financial Officer

Conference Call Participants

Will Nance - Goldman Sachs

Mayank Tandon - Needham

Trevor Williams - Jefferies

Chris Kennedy - William Blair

Josh Siegler - Cantor Fitzgerald

Mike Grondahl - Northland Securities

Daniel Krebs - Wolf Research

Operator

Good afternoon. Thank you for standing by. Welcome to Payoneer’s Fourth Quarter and Full Year 2022 Earnings Conference Call. At this time, all lines have been placed on mute to prevent any background noise. Following the speakers' remarks, we will open the line for your questions. As a reminder, this conference call is being recorded.

I would now like to turn the call over to Michelle Wang, Payoneer's VP of Investor Relations. Please, go ahead.

Michelle Wang

Thank you, operator. With me on today's call are Payoneer's Co-Chief Executive Officers, John Caplan and Scott Galit; as well as Michael Levine, Payoneer's Chief Financial Officer; and Bea Ordonez, Payoneer's Deputy Chief Financial Officer.

Before we begin, I'd like to remind you that today's call may contain forward-looking statements. These forward-looking statements are subject to numerous risks and uncertainties, including those set forth in our filings with the SEC, which are available in the Investor Relations section of our website. Actual results may differ materially from any forward-looking statements we make today.

These forward-looking statements speak only as of today and the company does not assume any obligation or intent to update them, except as required by law. In addition, today's call may contain non-GAAP measures. These measures should be considered as a supplement to and not as a substitute for GAAP financial measures. Reconciliation to the nearest GAAP measure can be found in today's earnings release, which is available on the company's website.

With that, I'd like to turn the call over to Scott to begin.

Scott Galit

Thank you to everyone for joining us today to discuss Payoneer's fourth quarter and full year 2022 earnings. I'll be discussing our 2022 results and CEO transition, which was announced earlier today. John will cover Payoneer strategy for 2023 and beyond. Michael will discuss our 2022 financial results; and Bea will talk about our 2023 guidance.