The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q2 2023 Earnings Conference Call August 1, 2023 10:00 AM ET

Company Participants

Noah Fields - Vice President, Investor Relations

Michael Collins - Chairman & Chief Executive Officer

Craig Bridgewater - Chief Financial Officer

Michael Schrum - President & Chief Risk Officer

Conference Call Participants

Eric Spector - Raymond James

Timur Braziler - Wells Fargo

Michael Perito - KBW

Alex Twerdahl - Piper Sandler

Operator

Good morning. My name is Nicky and I'll be your conference operator today. At this time, I would like to welcome everyone to the Second Quarter 2023 Earnings Call for The Bank of N.T. Butterfield & Son Limited. At this time, all participants are in a listen-only mode. Later, you will have the opportunity to ask questions during the question-and-answer session. [Operator Instructions] Please note this call is being recorded and I will be standing by should you need any assistance.

I would now like to turn the call over to Noah Fields, Butterfield's Head of Investor Relations.

Noah Fields

Thank you. Good morning, everyone and thank you for joining us. Today, we will be reviewing Butterfield's second quarter 2023 financial results. On the call, I'm joined by Michael Collins, Butterfield's Chairman and Chief Executive Officer; Craig Bridgewater, Group's Chief Financial Officer; and Michael Schrum, President and Group Chief Risk Officer. Following their prepared remarks, we will open the call up for a question-and-answer session.

Yesterday afternoon, we issued a press release announcing our second quarter 2023 results. The press release and financial statements along with a slide presentation that we will refer to during our remarks on this call are available on the Investor Relations section of our website at www.butterfieldgroup.com.

Before I turn the call over to Michael Collins, I would like to remind everyone that today's discussions will reference -- will refer to certain non-GAAP measures, which we believe are important in evaluating the company's performance. For a reconciliation of these measures to US GAAP please refer to the earnings press release and slide presentation.

Today's call and associated materials may also contain certain forward-looking statements, which are subject to risks uncertainties and other factors that may cause actual results to differ materially from those contemplated by these statements. Additional information regarding these risks can be found in our SEC filings.

I will now turn the call over to Michael Collins.

Michael Collins