QCR Holdings, Inc. (NASDAQ:QCRH) Q2 2023 Earnings Conference Call July 27, 2023 10:00 AM ET
Company Participants
Larry Helling - Chief Executive Officer
Todd Gipple - President & Chief Financial Officer
Conference Call Participants
Damon DelMonte - KBW
Nathan Race - Piper Sandler
Brian Martin - Janney Montgomery
Daniel Tamayo - Raymond James
Operator
Greetings, and welcome to the QCR Holdings Inc. Earnings Conference Call for the Second Quarter of 2023. Yesterday, after market close, the company distributed its second quarter earnings press release. If there is anyone on the call, who has not received a copy, you may access it on the company's website www.qcrh.com.
With us today from management are Larry Helling, CEO; and Todd Gipple, President and CFO. Management will provide a summary of financial results, and then we'll open the call to questions from analysts.
Before we begin, I would like to remind everyone that, some of the information management will be providing today falls under the guidelines of forward-looking statements, as defined by the Securities and Exchange Commission. As part of these guidelines, any statements made during the call concerning the company's hopes, beliefs, expectations, and predictions of the future are forward-looking statements, and actual results could differ materially from those projected.
Additionally, information on these factors is included in the company's SEC filings, which are available on the company's website. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most direct comparable GAAP measures. The press release available on the website contains the financial and other quantitative information to be discussed today, as well as the reconciliation of the GAAP to non-GAAP measures.
As a reminder, this conference is being recorded and will be available for replay through August 3, 2023 starting this afternoon, approximately one hour after the completion of this call. It will also be accessible on the company's website.
I will now turn the call over to Mr. Larry Helling at QCR Holdings. Please go ahead.
Larry Helling
Thank you, operator. Welcome everyone and thanks for taking the time to join us today. I will start the call by providing some highlights for the quarter, followed by discussions of our strong balance sheet performance, liquidity position, and capital levels, as well as a review of our specialty finance business, and our loan securitization strategy. Todd will provide additional details on our financial results for the quarter.