NerdWallet, Inc. (NASDAQ:NRDS) Q4 2022 Earnings Conference Call February 14, 2023 4:30 PM ET

Company Participants

Caitlin MacNamee - Head, IR

Tim Chen - CEO

Lauren StClair - CFO

Conference Call Participants

Ross Sandler - Barclays

Justin Patterson - KeyBanc

Youssef Squali - Truist

Michael Infante - Morgan Stanley

Jed Kelly - Oppenheimer

Ralph Schackart - William Blair

Nicolette Radomski - Citi

Operator

Good day and thank you for standing by. Welcome to the NerdWallet, Inc. Q4 2022 Earnings Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.

I would now like to hand the conference over to Caitlin MacNamee, Head of IR. Please go ahead.

Caitlin MacNamee

Thank you, operator and welcome to the NerdWallet Q4 2022 earnings call. Joining us today are Co-Founder and Chief Executive Officer, Tim Chen; and Chief Financial Officer, Lauren StClair. Our press release and shareholder letter are available on our Investor Relations' website, and a replay of this update will also be available following the conclusion of today's call.

We intend to use our Investor Relations' website as a means of disclosing certain material information and complying with disclosure obligations under SEC Regulation FD from time-to-time. As a reminder, today's call is being webcast live and recorded.

Before we begin today's remarks and question-and-answer session, I would like to remind you that certain statements made during this call may relate to future events and expectations, and as such, constitute forward-looking statements.

Actual results and performance may differ from those expressed or implied by these forward-looking statements as a result of various risks and uncertainties, including the risk factors discussed in reports filed or to be filed with the SEC.

We urge you to consider these risk factors and remind you that we undertake no obligation to update the information provided on this call to reflect subsequent events or circumstances. You should be aware that these statements should not be considered a guarantee of future performance.

Furthermore, during this call, we will present both GAAP and non-GAAP financial measures. A reconciliation of GAAP to non-GAAP measures is included in today's earnings press release.

With that, I will now turn it over to Tim Chen, our Co-Founder and CEO of NerdWallet. Tim?

Tim Chen

Thanks, Caitlin. Here at NerdWallet, our 2023 plans are well underway. We started the year on the right foot, ready to capitalize on new opportunities, grow our business, and help more people in more ways, and this is thanks to the hard work Nerd's put in throughout the last year.