MoneyLion, Inc. (NYSE:ML) Q1 2022 Earnings Conference Call May 12, 2022 8:30 AM ET

Company Participants

Sean Horgan - Head, IR

Dee Choubey - Founder and CEO

Rick Correia - CFO

Conference Call Participants

Josh Siegler - Cantor Fitzgerald

George Sutton - Craig Hallum

Operator

Good day and welcome to MoneyLion Inc.’s First Quarter 2022 Earnings Conference Call. Joining us today are Dee Choubey, CEO and Co-Founder; Rick Correia, Chief Financial Officer; and Sean Horgan, the company’s Head of Investor Relations. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]. Please note this conference is being recorded. Before we go further, I would like to turn the conference over to Mr. Horgan as he reads the company’s Safe Harbor Statement within the meaning of the Private Securities Litigation Reform Act of 1995 that provides important cautions regarding forward-looking statements. Sean, please go ahead with your presentation.

Sean Horgan

Good morning everyone and thank you for participating in today’s conference call to discuss MoneyLion’s results for the first quarter ending March 31, 2022. Joining us today are Dee Choubey, CEO and Co-Founder; and Rick Correia, Chief Financial Officer.

Before I introduce Dee, I’d like to remind you that any forward-looking statements made in this commentary are subject to our Safe Harbor Statement found in our SEC filings and in our press release. Today’s call is also accompanied by an earnings presentation that you can view on our webcast and on our website at investors.moneylion.com. Now I will turn the call over to Dee.

Dee Choubey

Thank you Sean and welcome to the MoneyLion team as our newly appointed Head of Investor Relations. Please feel free to email Sean with all your questions after this call. Welcome everyone to our first quarter’s earnings announcement. We will use this opportunity to reiterate our 2022 full year guidance as well as discuss business updates and financial results. The macro markets have evolved, tech indiscriminately is out and oversold. Markets maybe irrational in the short-term but they will certainly normalize in the long-term. We can’t however, time or predict the market and certainly can’t control them. What we can control is our business and I couldn’t be more proud of the execution of the global MoneyLion team. We are well capitalized and we are seeing all the right fundamentals in our business that gives us confidence, scale, and drive.