Heritage Insurance Holdings, Inc. (NYSE:HRTG) Q2 2022 Earnings Conference Call August 5, 2022 9:30 AM ET

Company Participants

Kirk Lusk - Chief Financial Officer

Ernie Garateix - Chief Executive Officer

Conference Call Participants

Mark Hughes - Truist

Paul Newsome - Piper Sandler

Marla Backer - Sidoti

Operator

Good morning and welcome to the Heritage Insurance Holdings, Second Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note, this event is being recorded.

I would now like to turn the conference over to Kirk Lusk. Please go ahead.

Kirk Lusk

Good morning, and thank you for joining us today. We invite you to visit the Investors section of our website, investors.heritagepci.com, where the earnings release and our earnings call will be archived. These materials are available for replay or review at your convenience. Today's call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

These statements are based upon management's current expectations and subject to uncertainty and changes in circumstances. In our earnings press release, and our SEC filings, we detail material risks that may cause our future results to differ from our expectations. Our statements are as of today, and we have no obligation to update any forward-looking statements we may make.

For a description of the forward-looking statements and the risks that could cause our results to differ materially from those described in the forward-looking statements, please refer to our annual report on Form 10-K earnings release and other SEC filings. Our comments today will also include non-GAAP financial measures. The reconciliations of and other information regarding these measures can be found in our press release. With me on the call today is Ernie Garateix, our Chief Executive Officer.

I will now turn the call over to Ernie.

Ernie Garateix

Thank you Kirk, and I would like to thank everyone for joining the call today. To start, I would like to express my appreciation for our team at Heritage and for their hard work and dedication to the company, the commitment of our employees, policyholders, and value partners continues to drive growth across our 16 state footprint.

We especially appreciate the solid relationships we have built with our reinsurance partners. During the call today, I will provide a brief overview of our second quarter 2022 performance. Kirk will then provide an update on our key financial performance metrics, and then we’ll open up the call for Q&A.