SB Financial Group, Inc. (NASDAQ:SBFG) Q1 2022 Results Conference Call April 29, 2022 11:00 AM ET

Company Participants

Sarah Mekus - Executive Assistant, Corporate Secretary

Mark Klein - Chairman, President and CEO

Tony Cosentino - CFO

Steve Walz - Chief Lending Officer

Conference Call Participants

Brian Martin - Janney Montgomery

Operator

Good morning, and welcome to the SB Financial First Quarter 2022 Conference Call and Webcast. I would like to inform you that this conference call is being recorded. [Operator Instructions] We will begin with remarks by management and then open the conference up to the investment community for questions and answers.

I will now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.

Sarah Mekus

Good morning, everyone. I would like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com. Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; and Steve Walz, Chief Lending Officer. This call may contain forward-looking statements regarding SB Financial’s performance, anticipated plans, operational results and objectives.

Forward-looking statements are based on management’s expectations and are subject to a number of risks and uncertainties that could cause actual results to deliver to differ materially from those expressed or advised on our call today. We have identified a number of different factors within the forward-looking statements at the end of our earnings release, which you are encouraged to review.

SB Financial undertakes no obligation to update any forward-looking statements except as required by law after the date of this call. In addition to the financial results presented in accordance with GAAP, this call will also contain certain non-GAAP financial measures. A reconciliation of GAAP to non-GAAP measures is included in our earnings release. I will now turn the call over to Mr. Klein.

Mark Klein

Thank you, Sarah. Good morning, everyone. Welcome. I have you to our first quarter 2022 conference call and webcast. Last night, we issued our earnings for the first quarter, and we were pleased with the start of the year to what we all know may be a challenging year for many things. In the midst of these headwinds, we remain focused on expanding households for various scale, more services than those households and remaining that preferred provider of additional services to our now over 36,000 households. At the same time, we were especially pleased and honored to be included in KBW Bank on role of high-performing banks for the second year running now included in the select group of publicly traded banks this year 1 in 17 is a strong statement to our earnings trend over the last 10 years.