MidWestOne Financial Group, Inc. (NASDAQ:MOFG) Q4 2022 Earnings Conference Call January 27, 2022 12:00 PM ET

Company Participants

Barry Ray - Chief Financial Officer

Chip Reeves - Chief Executive Officer

Len Devaisher - President and Chief Operating Officer

Gary Sims - Senior Vice President and Chief Credit Officer

Conference Call Participants

Brendan Nosal - Piper Sandler & Co.

Terence McEvoy - Stephens Inc.

Damon DelMonte - KBW

Brian Martin - Janney

Operator

Ladies and gentlemen, welcome to the MidWestOne Financial Group, Inc. Fourth Quarter 2022 Earnings Call. My name is Glenn, and I will be the moderator for today's call. [Operator Instructions]

I will now hand you over to your host, Barry Ray, CFO of MidWestOne, to begin. Barry, please go ahead.

Barry Ray

Thank you, everyone, for joining us today. We appreciate your participation in our fourth quarter 2022 earnings conference call. With me here on the call this morning is Chip Reeves, our Chief Executive Officer; and Len Devaisher, our President and Chief Operating Officer. Following the conclusion of today's conference, a replay of this call will be available on our website.

Before we begin, let me remind everyone on the call that this presentation contains forward-looking statements relating to the financial condition, results of operations and business of MidWestOne Financial Group, Inc. Forward-looking statements generally include words such as believes, expects, anticipates and other similar expressions. Actual results could differ materially from those indicated.

Among the important factors that could cause actual results to differ materially are interest rates, change in the mix of the company's business, competitive pressures, general economic conditions and the risk factors detailed in the company's periodic reports and registration statements filed with the Securities and Exchange Commission. MidWestOne Financial Group, Inc. undertakes no obligation to publicly revise or update these forward-looking statements to reflect events or circumstances after the date of this presentation.

I would now like to turn the call over to Chip.

Chip Reeves

Thank you, Barry, and good morning, everyone. I'm excited to be here today and thankful for the opportunity to succeed Charlie as MidWestOne's next CEO. Through Charlie's 22 years of leadership and vision, MidWestOne has grown to $6.6 billion in assets, while expanding our geographic footprint to five states. Charlie has also developed an enduring culture focused on our employees, communities and customers that's firmly positioned this company for future success. I'm honored to succeed Charlie and grateful for his wisdom and counsel through my first 90 days. I'd also like to acknowledge Len Devaisher, our President and COO, who did quite simply an outstanding job as interim CEO.