Hancock Whitney Corporation (NASDAQ:HWC) Q2 2023 Earnings Conference Call July 18, 2023 5:00 PM ET

Company Participants

Kathryn Mistich - IR Manager

John Hairston - President & CEO

Michael Achary - CFO

Chris Ziluca - Chief Credit Officer

Conference Call Participants

Michael Rose - Raymond James

Casey Haire - Jefferies

Catherine Mealor - KBW

Brett Rabatin - Hovde Group

Kevin Fitzsimmons - D.A. Davison

Brandon King - Truist

Stephen Scouten - Piper Sandler

Christopher Marinac - Janney Montgomery Scott

Matt Olney - Stephens

Operator

Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporation's Second Quarter 2023 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. As a reminder, this call may be recorded.

I would now like to introduce your host for today’s conference, Kathryn Mistich, Investor Relations Manager. Please go ahead.

Kathryn Mistich

Thank you, and good afternoon. During today's call, we may make forward-looking statements. We would like to remind everyone to carefully review the safe harbor language that was published with the earnings release and presentation and in the company's most recent 10-K and 10-Q, including the risks and uncertainties identified therein. You should keep in mind that any forward-looking statements made by Hancock Whitney speak only as of the date on which they were made. As everyone understands, the current economic environment is rapidly evolving and changing.

Hancock Whitney's ability to accurately project results or predict the effects of future plans or strategies or predict market or economic developments is inherently limited. We believe that the expectations reflected or implied by any forward-looking statements are based on reasonable assumptions, but are not guarantees of performance or results and our actual results and performance could differ materially from those set forth in our forward-looking statements. Hancock Whitney undertakes no obligation to update or revise any forward-looking statements, and you are cautioned not to place undue reliance on such forward-looking statements.

Some of the remarks contain non-GAAP financial measures. You can find reconciliations to the most comparable GAAP measures in our earnings release and financial tables. The presentation slides included in our 8-K are also posted with the conference call webcast link on the Investor Relations website. We will reference some of these slides in today's call. Participating in today's call are John Hairston, President and CEO; Mike Achary, CFO; and Chris Ziluca, Chief Credit Officer.