Hancock Whitney Corporation (NASDAQ:HWC) Q1 2022 Earnings Conference Call April 19, 2022 5:00 PM ET

Company Participants

John Hairston – President and Chief Executive Officer

Mike Achary – Chief Financial Officer

Chris Ziluca – Chief Credit Officer

Trisha Carlson – Investor Relations Manager

Conference Call Participants

Brett Rabatin – Hovde Group

Catherine Mealor – Keefe, Bruyette and Woods

Michael Rose – Raymond James

Casey Haire – Jefferies

Jennifer Demba – Truist Securities

Kevin Fitzsimmons – D. A. Davidson

Brad Milsaps – Piper Sandler

Matt Olney – Stephens Inc.

Operator

Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporation's First Quarter 2022 earnings conference call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. As a reminder, this call may be recorded. I will now like to introduce your host for today's conference, Trisha Carlson, Investor Relations Manager. You may begin.

Trisha Carlson

Thank you, and good afternoon. During today's call, we may make forward-looking statements. We would like to remind everyone to carefully review the safe harbor language that was published with the earnings release and presentation. And in the company's most recent 10-K and 10-Q, including the risks and uncertainties identified therein. You should keep in mind that any forward-looking statements made by Hancock Whitney speak only as of the date on which they were made. As everyone understands the current economic environment is rapidly evolving and changing.

Hancock Whitney's ability to accurately project results or predict the effects of future plans or strategies, or predict market or economic developments is inherently limited. We believe that the expectations reflected or implied by any forward-looking statements are based on reasonable assumptions, but are not guarantees of performance or results, and our actual results and performance could differ materially from those set forth in our forward-looking statements.

Hancock Whitney undertakes no obligation to update or revise any forward-looking statements, and you are cautioned not to place undue reliance on such forward-looking statements. Some of the remarks contain Non-GAAP financial measures. You can find reconciliations to the most comparable GAAP measures in our earnings release and financial tables. The presentation slides included in our 8-K are also posted with the conference call webcast link on the Investor Relations website. We will reference some of these slides in today's call. Participating in today's call are John Hairston, President and CEO, Mike Achary, CFO, and Chris Ziluca, Chief Credit Officer. I will now turn the call over to John Hairston.