Upstart Holdings, Inc. (NASDAQ:UPST) Q1 2023 Earnings Conference Call May 9, 2023 4:30 PM ET
Company Participants
Jason Schmidt - Head-Investor Relations
Dave Girouard - Chief Executive Officer
Sanjay Datta - Chief Financial Officer
Conference Call Participants
Simon Clinch - Atlantic Equities
John Coffey - Barclays
Peter Christiansen - Citi
Giuliano Bologna - Compass Point
James Faucette - Morgan Stanley
Reggie Smith - JPMorgan
Operator
Good day, and welcome to the Upstart First Quarter 2023 Earnings. Today's conference is being recorded.
At this time, I would like to turn the conference over to Jason Schmidt, Head of Investor Relations. Please go ahead.
Jason Schmidt
Good afternoon, and thank you for joining us on today’s conference call to discuss Upstart’s first quarter 2023 financial results. With us on today’s call are Dave Girouard, Upstart’s Chief Executive Officer; and Sanjay Datta, our Chief Financial Officer.
Before we begin, I want to remind you that shortly after market closed today, Upstart issued a press release announcing its first quarter 2023 financial results and published an Investor Relations presentation. Both are available on our Investor Relations website, ir.upstart.com.
During the call, we will make forward-looking statements such as guidance for the second quarter of 2023 related to our business and plans to expand our platform in the future. These statements are based on our current expectations and information available as of today and are subject to a variety of risks, uncertainties and assumptions.
Actual results may differ materially as a result of various risk factors that have been described in our filings with the SEC. As a result, we caution you against placing undue reliance on these forward-looking statements. We assume no obligation to update any forward-looking statements as a result of new information or future events, except as required by law.
In addition, during today’s call, unless otherwise stated, references to our results are provided as non-GAAP financial measures and are reconciled to our GAAP results, which can be found in the earnings release and supplemental tables. To ensure that we can address as many analyst’s questions as possible during the call, we request that you please limit yourself to one initial question and one follow-up.
Later this quarter, Upstart will be participating in the Barclays Emerging Payments and FinTech Forum on May 17 and the Bank of America Global Technology Conference, June 7.
Now, I’d like to turn it over to Dave Girouard, CEO of Upstart.