Upstart Holdings Inc. (NASDAQ:UPST) Q1 2022 Earnings Conference Call May 9, 2022 4:30 PM ET
Company Participants
Jason Schmidt - Vice President, Investor Relation
David Girouard - Co-Founder, President, CEO and Chairperson of the Board
Sanjay Datta - CFO
Conference Call Participants
Ramsey El-Assal - Barclays
Pete Christiansen - Citi
Simon Clinch - Atlantic Equities
Andrew Boone - JMP Securities
Vincent Caintic - Stephens
Mike Ng - Goldman Sachs
David Chiaverini - Wedbush Securities
Arvind Ramnani - Piper Sandler
Shebly Seyrafi - FBN Securities
Sandy Beatty - Morgan Stanley
Nat Schindler - Bank of America
Operator
Good day, ladies and gentlemen, and welcome to the Upstart Q1 Fiscal Year 2022 Earnings Call. Today's call is being recorded.
At this time, I would like to turn the call over to Jason Schmidt, Vice President, Investor Relation. Please go ahead, sir.
Jason Schmidt
Good afternoon and thank you for joining us on today's conference call to discuss Upstart's first quarter 2022 financial results. With us on today's call are Dave Girouard, Upstart's Chief Executive Officer; and Sanjay Datta, our Chief Financial Officer.
Before we begin, I'd like to remind you that shortly after the market closed today, Upstart issued a press release announcing its first quarter 2022 financial results and published an Investor Relations presentation. Both are available on our Investor Relations website, ir.upstart.com.
During the call, we will make forward-looking statements, such as guidance for the second quarter and full year 2022 related to our business and our plans to expand our platform in the future. These statements are based on our current expectations and information available as of today and are subject to a variety of risks, uncertainties and assumptions. Actual results may differ materially as a result of various risk factors that have been described in our filings with the SEC. As a result, we caution you against placing undue reliance on these forward-looking statements. We assume no obligation to update any forward-looking statements as a result of new information or future events, except as required by law.
In addition, during today's call, unless otherwise stated, references to our results are provided as non-GAAP financial measures and are reconciled to our GAAP results, which can be found in the earnings release and supplemental tables. [Operator Instructions]
Later this quarter, Upstart will be participating in Barclays Emerging Payments and Fintech Forum on May 16; Citi Beyond the Basics Conference, May 24; BofA Securities Global Technology Conference, June 8; and Morgan Stanley Technology, Media and Telecom Conference, June 14. We will also be holding our Annual Stockholders Meeting on May 17.