Ameris Bancorp (NASDAQ:ABCB) Q2 2023 Earnings Conference Call July 28, 2023 9:00 AM ET
Company Participants
Nicole Stokes - EVP & CFO
Palmer Proctor - CEO
Jon Edwards - EVP & CCO
Conference Call Participants
Eric Spector - Raymond James
Brady Gailey - KBW
Casey Whitman - Piper Sandler
Brandon King - Truist Securities
Russell Gunther - Stephens
Christopher Marinac - Janney Montgomery Scott
Operator
Thank you for standing by. My name is Ellie, and I will be your conference operator for today. At this time, I would like to welcome you to the Ameris Bancorp Conference Call. All lines have been placed on mute to prevent background noise. For now, I would like to hand you over to our first speaker for today, Nicole Stokes, you may now begin the conference.
Nicole Stokes
Great. Thank you, Ellie, and thank you to all who have joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our website at amerisbank.com. I'm joined today by Palmer Proctor, our CEO; and Jon Edwards, our Chief Credit Officer.
Palmer will begin with some opening comments, and then I will discuss the details of our financial results before we open up for Q&A. But before we begin, I'll remind you that our comments may include forward-looking statements. These statements are subject to risks and uncertainties and the actual results could vary materially. We list some of the factors that might cause results to differ in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements as a result of new information, early developments or otherwise, except as required by law.
Also during the call, we will discuss certain non-GAAP financial measures in reference to the company's performance. You can see our reconciliation of these measures and GAAP financial measures in the appendix to our presentation. And with that, I'll turn it over to Palmer.
Palmer Proctor
Thank you, Nicole, and good morning, everyone. I appreciate you taking the time to join our call today.
I'm very pleased with the second quarter financial results that we reported yesterday. I want to focus on three main things this morning: first, our core profitability; second, our improving credit metrics, including a strong allowance; and third, the strength of our diversified balance sheet.