First Interstate BancSystem, Inc. (NASDAQ:FIBK) Q3 2022 Earnings Conference Call October 26, 2022 11:00 AM ET

Company Participants

Lisa Slyter-Bray - Executive Assistant

Kevin Riley - Chief Executive Officer

Marcy Mutch - Chief Financial Officer

John Stewart - Deputy Chief Financial Officer

Conference Call Participants

Chris McGratty - KBW

Matthew Clark - Piper Sandler

Jared Shaw - Wells Fargo

Jeff Rulis - D.A. Davidson

Andrew Terrell - Stephens

Operator

Good morning. Thank you for attending today's First Interstate BancSystem, Inc. Third Quarter Earnings Conference Call. My name is Bethany, and I will be your moderator for today's call. All lines will be muted during the presentation portion of the call, with an opportunity for questions-and-answers at the end. [Operator Instructions]

I would now like to pass the conference over to our host, Lisa Slyter-Bray with First Interstate BancSystem. Please go ahead.

Lisa Slyter-Bray

Thanks, Bethany. Good morning. Thank you for joining us for our Third Quarter Earnings Conference Call. As we begin, please note that the information provided during this call will contain forward-looking statements. Actual results or outcomes may differ materially from those expressed by those statements. .

I'd like to direct all listeners to read the cautionary note regarding forward-looking statements contained in our most recent annual report on Form 10-K filed with the SEC and in our earnings release, as well as the risk factors identified in the annual report and our most recent periodic reports filed with the SEC. Relevant factors that could cause actual results to differ materially from any forward-looking statements are included in the earnings release and in our SEC filings. The company does not undertake to update any of the forward-looking statements made today.

A copy of our earnings release, which contains non-GAAP financial measures, is available on our website at fibk.com. Information regarding our use of the non-GAAP financial measures may be found in the body of the earnings release, and a reconciliation to their mostly directly comparable GAAP financial measures is included at the end of the earnings release for your reference.

Joining us from management this morning are Kevin Riley, our Chief Executive Officer; and Marcy Mutch, our Chief Financial Officer; along with other members of our management team.

At this time, I'll turn the call over to Kevin Riley. Kevin?

A - Kevin Riley

Thanks, Lisa. Good morning, and thanks again to all of you for joining us on our call today. Again, this quarter, along with our earnings release, we have published an updated investor presentation that has additional disclosures that we believe will be helpful. The presentation can be accessed on our Investor Relations website. And if you have not downloaded a copy yet, I encourage you to do so. I'm going to start off today by providing an overview of the major highlights of the quarter, and then I'll turn the call over to Marcy to provide more details on our financials.