Cathay General Bancorp (NASDAQ:CATY) Q3 2022 Earnings Conference Call October 24, 2022 6:00 PM ET

Company Participants

Georgia Lo - IR

Chang Liu - President and CEO

Heng Chen - EVP and CFO

Conference Call Participants

Brandon King - Truist Securities

Gary Tenner - DA Davidson

Andrew Terrell - Stephens Inc.

Matthew Clark - Piper Sandler

Chris McGratty - KBW

Operator

Good afternoon, ladies and gentlemen and welcome to Cathay General Bancorp's Third Quarter 2022 Earnings Conference Call. My name is Matt and I'll be your coordinator for today. At this time, all participants are in a listen-only mode. Following the prepared remarks, there will be a question-and-answer session. [Operator Instructions] Today's call is being recorded and will be available for replay at www.cathay generalbancorp.com.

Now, I would like to turn the call over to Georgia Lo, Investor Relations of Cathay General Bancorp.

Georgia Lo

Thank you, Matt and good afternoon. Here to discuss the financial results today are Mr. Chang Liu, our President and Chief Executive Officer and Mr. Heng Chen, our Executive Vice President and Chief Financial Officer.

Before we begin, we wish to remind you that the speakers on this call may make forward-looking statements within the meaning of the applicable provisions of the Private Securities Litigation Reform Act of 1995 concerning future results and events and that these statements are subject to certain risks and uncertainties that could cause actual results to differ materially. These risks and uncertainties are further described in the company's annual report on Form 10-K for the year ended December 31, 2021 at Item 1A in particular and in other reports and filings with the Securities and Exchange Commission from time-to-time.

As such, we caution you not to place undue reliance on such forward-looking statements. Any forward-looking statements speak only as of the date on which it is made and except as required by law, we undertake no obligation to update or review any forward-looking statements to reflect future circumstances, developments, or events, or the occurrence of unanticipated events.

This afternoon, Cathay General Bancorp issued its earnings release outlining its third quarter 2022 results. To obtain a copy of our earnings release, as well as our earnings presentation, please visit our website at www.cathaygeneralbancorp.com. After comments by management today, we will open up this call for questions.

I will now turn the call over to our President and Chief Executive Officer, Mr. Chang Liu.