CVB Financial Corp. (NASDAQ:CVBF) Q4 2022 Earnings Conference Call January 26, 2023 10:30 AM ET

Company Participants

Christina Carrabino - Investor Relations

Dave Brager - President and Chief Executive Officer

Allen Nicholson - Executive Vice President and Chief Financial Officer

Conference Call Participants

Matthew Clark - Piper Sandler

Clark Wright - D.A. Davidson

Kelly Motta - KBW

Eric Spector - Raymond James

Tim Coffey - Janney Montgomery Scott

Operator

Good morning, ladies and gentlemen, and welcome to the Fourth Quarter and Year Ended 2022 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. My name is Sherry, and I am your operator for today. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions] Please note that this call is being recorded.

I would now like to turn the presentation over to your host for today’s call, Christina Carrabino. You may proceed.

Christina Carrabino

Thank you, Sherry, and good morning, everyone. Thank you for joining us today to review our financial results for the fourth quarter and year ended 2022. Joining me this morning are Dave Brager, President and Chief Executive Officer; and Allen Nicholson, Executive Vice President and Chief Financial Officer.

Our comments today will refer to the financial information that was included in the earnings announcement released yesterday. To obtain a copy, please visit our website at www.cbbank.com and click on the Investors tab. The speakers on this call claim the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. For a more complete discussion of the risks and uncertainties that may cause actual results to differ materially from our forward-looking statements, please see the Company's Annual Report on Form 10-K for the year ended December 31, 2021. And in particular, the information set forth in Item 1A risk factors therein. For a more complete version of the company's safe harbor disclosure, please see the Company's earnings release issued in connection with this call.

Now, I will turn the call over to Dave Brager, Dave?

Dave Brager

Thank you, Christina. I just want to make a quick comment before I start my prepared comments, but we're experiencing a little bit of a windstorm down here in Southern California, so I apologize if there is a little background noise, we can't turn off the wind unfortunately. But good morning, everyone.