NMI Holdings, Inc. (NASDAQ:NMIH) Q1 2022 Earnings Conference Call May 4, 2022 5:00 PM ET

Company Participants

Adam Pollitzer – President and Chief Executive Officer

Brad Shuster – Executive Chairman

Ravi Mallela – Chief Financial Officer

Julie Norberg – Controller and Chief Accounting Officer

John Swenson – Vice President, Investor Relations and Treasury

Conference Call Participants

Mark DeVries – Barclays

Rick Shane – JPMorgan

Bose George – Keefe, Bruyette & Woods

Ryan Gilbert – Bandwidth Technologies International Group

Doug Harter – Credit Suisse

Michael Ramirez – Truist Securities

Operator

Good day, and thank you for standing by. Welcome to the NMI Holdings, Inc. First Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]. I would like to hand the conference over to our speaker today, Mr. John Swenson with management.

John Swenson

Thanks, Andrea. Good afternoon and welcome to the 2022 first quarter conference call for National MI. I'm John Swenson, Vice President of Investor Relations and Treasury. Joining us on the call today are Brad Shuster, Executive Chairman, Adam Pollitzer, President and Chief Executive Officer, Ravi Mallela, Chief Financial Officer, and Julie Norberg our Chief Accounting Officer. Financial results for the quarter were released after the close today, the press release maybe accessed on NMI’s website located at nationalmi.com under the Investors tab.

During the course of this call, we may make comments about our expectations for the future. Actual results could differ materially from those contained in these forward-looking statements. Additional information about the factors that could cause actual results or trends to differ materially from those discussed on the call can be found on our website or through our regulatory filings with the SEC. If, and to the extent the company makes forward-looking statements, we do not undertake any obligation to update those statements in the future in light of subsequent developments.

Further, no one should rely on the fact that the guidance of such statements is current at any time other than the time of this call. Also, note that on this call we refer to certain non-GAAP measures. In today's press release, and on our website, we've provided a reconciliation of these measures to the most comparable measures under GAAP. Now. I'll turn the call over to Brad.