PagSeguro Digital Ltd. (NYSE:PAGS) Q3 2022 Earnings Conference Call November 22, 2022 5:00 PM ET

Company Participants

Eric Oliveira - Investor Relations and ESG Director

Ricardo Dutra - Chief Executive Officer, UOL Group

Alexandre Magnani - Chief Executive Officer

Artur Schunck - Chief Financial Officer

Conference Call Participants

Mario Pierry - Bank of America

Bryan Keane - Deutsche Bank

Domingos Falavina - JP Morgan

Neha Agarwala - HSBC

Tito Labarta - Goldman Sachs

Jeff Cantwell - Wells Fargo

Josh Siegler - Cantor Fitzgerald

Kaio Prato - UBS

Geoffrey Elliot - Autonomous

Soomit Datta - New Street Research

Operator

Good evening. My name is Victoria, and I will be your conference operator today. Welcome to PagBank PagSeguro's webcast results for the Third Quarter 2022. At this time, all lines have been placed on mute to prevent any background noise. [Operator Instructions] This event is also being broadcast live via webcast and may be accessed through PagBank PagSeguro's website at investors.pagseguro.com. Participants may view the slides in any order they wish. Today's conference is being recorded and will be available after the event is concluded.

I would now like turn the call over to your host, Eric Oliveira, Investor Relations and ESG

Director. Please go ahead.

Eric Oliveira

Hi everyone. Thanks for joining our third quarter 2022 earnings call. Today, we have with us Ricardo Dutra, CEO of UOL Group and Board Member of PagBank PagSeguro; Alexandre Magnani, our CEO; and Artur Schunck, CFO. After the speaker’s remarks there will be a question-and-answer session.

Before proceeding, let me mention that any forward-statements included in the presentation or mentioned on this conference call are based on currently available information and PagBank PagSeguro's current assumptions expectations and projections about future events.

While PagBank PagSeguro believes that the assumptions, expectations and projections are reasonable in view of currently available information, you are cautioned not to place undue reliance on these forward-looking statements. Actual results may differ materially from those included in PagBank's PagSeguro's presentation or discussed on this conference call for a variety of reasons, including those described in the forward-looking statements and Risk Factor sections of PagBank PagSeguro's most recent Annual Report on Form 20-F and other filings with the Securities and Exchange Commission, which are available on PagBank PagSeguro's Investor Relations website.

Finally, I would like to remind you that during this conference call, the company may discuss some non-GAAP measures, including those disclosed in the presentation. We present non-GAAP measures when we believe that the additional information is useful and meaningful to investors. The presentation of this non-GAAP financial information, which is not prepared under any comprehensive set of accounting rules or principles, is not intended to be considered separately from or as a substitute for our financial information prepared and presented in accordance with IFRS as issued by the IASB.