The Travelers Companies, Inc. (TRV) Q4 2022 Earnings Call Transcript

The Travelers Companies, Inc. (NYSE:TRV) Q4 2022 Earnings Conference Call January 24, 2023 9:00 AM ET

Company Participants

Abbe Goldstein - Senior Vice President, Investor Relations

Alan Schnitzer - Chairman and Chief Executive Officer

Dan Frey - Chief Financial Officer

Greg Toczydlowski - Executive Vice President and President, Business Insurance

Jeff Klenk - Executive Vice President and President, Bond & Specialty Insurance

Michael Klein - Executive Vice President and President, Personal Insurance

Conference Call Participants

Greg Peters - Raymond James

Ryan Tunis - Autonomous Research

David Motemaden - Evercore ISI

Elyse Greenspan - Wells Fargo

Meyer Shields - KBW

Alex Scott - Goldman Sachs

Yaron Kinar - Jefferies

Operator

Good morning, ladies and gentlemen. Welcome to the Fourth Quarter Results Teleconference for Travelers. [Operator Instructions] As a reminder, this conference is being recorded January 24, 2023. At this time, I would like to turn the conference over to Ms. Abbe Goldstein, Senior Vice President of Investor Relations. Ms. Goldstein, you may begin.

Abbe Goldstein

Thank you. Good morning and welcome to Travelers’ discussion of our fourth quarter 2022 results. We released our press release, financial supplement and webcast presentation earlier this morning. All of these materials can be found on our website at travelers.com under the Investors section.

Speaking today will be Alan Schnitzer, Chairman and CEO; Dan Frey, Chief Financial Officer; and our three segment Presidents: Greg Toczydlowski of Business Insurance; Jeff Klenk of Bond & Specialty Insurance; and Michael Klein of Personal Insurance.

They will discuss the financial results of our business and the current market environment. They will refer to the webcast presentation as they go through prepared remarks, and then we will take your questions. Before I turn the call over to Alan, I’d like to draw your attention to the explanatory note included at the end of the webcast presentation. Our presentation today includes forward-looking statements.

The company cautions investors that any forward-looking statement involves risks and uncertainties and is not a guarantee of future performance. Actual results may differ materially from those expressed or implied in the forward-looking statements due to a variety of factors. These factors are described under forward-looking statements in our earnings press release and in our most recent 10-Q and 10-K filed with the SEC. We do not undertake any obligation to update forward-looking statements. Also in our remarks or responses to questions, we may mention some non-GAAP financial measures. Reconciliations are included in our recent earnings press release, financial supplement and other materials available in the Investors section on our website.