Renasant Corp. (NASDAQ:RNST) Q3 2022 Earnings Conference Call October 26, 2022 10:00 AM ET
Company Participants
Kelly Hutcheson - EVP & CAO
Mitchell Waycaster - President, CEO & Director
Kevin Chapman - Senior EVP & COO
James Mabry - Senior EVP & CFO
David Meredith - Senior EVP & Chief Credit Officer
Conference Call Participants
Kevin Fitzsimmons - D.A. Davidson
Brad Milsaps - Piper Sandler
Catherine Mealor - KBW
Jordan Ghent - Stephens, Inc.
Michael Rose - Raymond James & Associates
Operator
Good morning, and welcome to the Renasant Corporation 2022 Third Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note that this event is being recorded.
I would now like to turn the conference over to Kelly Hutcheson, Chief Accounting Officer of Renasant Corporation. Please go ahead.
Kelly Hutcheson
Good morning and thank you for joining us for Renasant Corporation's 2022 Third Quarter Webcast and Conference Call. Participating in this call today are members of Renasant's executive management team.
Before we begin, please note that many of our comments during this call will be forward-looking statements, which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements.
Such factors include, but are not limited to, interest rate fluctuation, regulatory changes, portfolio performance and other factors discussed in our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has been posted to our corporate site, www. renasant.com at the press release's link under the news and market data tab.
We undertake no obligation and we specifically disclaim any obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events, or changes to future operating results over time.
In addition, some of the financial measures that we may discuss this morning are non-GAAP financial measures. A reconciliation of the non-GAAP measures to the most comparable GAAP measures can be found in our earnings release.
And now I will turn the call over to our President and Chief Executive Officer, Mitch Waycaster.
Mitchell Waycaster
Thank you, Kelly. Good morning everyone. We appreciate you joining the call today. Before Kevin and Jim discuss the results for the third quarter, I will comment on the results and the outlook for the balance of the year. The first nine months have seen higher levels of loan growth and improved profitability.