The Travelers Companies Inc. (NYSE:TRV) Q3 2023 Earnings Conference Call October 18, 2023 9:00 AM ET
Company Participants
Alan Schnitzer - Chairman, Chief Executive Officer
Dan Frey - Chief Financial Officer
Greg Toczydlowski - President, Business Insurance
Jeff Klenk - President, Bond and Specialty Insurance
Michael Klein - President, Personal Insurance
Abbe Goldstein - Senior Vice President, Investor Relations
Conference Call Participants
Greg Peters - Raymond James
David Motemaden - Evercore ISI
Elyse Greenspan - Wells Fargo
Ryan Tunis - Autonomous Research
Jimmy Bhullar - JP Morgan
Brian Meredith - UBS
Michael Zaremski - BMO Capital Markets
Yaron Kinar - Jefferies
Paul Newsome - Piper Sandler
Michael Ward - Citi
Meyer Shields - KBW
Alex Scott - Goldman Sachs
Scott Heleniak - RBC Capital Markets
Bob Huang - Morgan Stanley
Operator
Good morning ladies and gentlemen. Welcome to the third quarter results teleconference for Travelers. We ask that you hold all questions until the completion of formal remarks, at which time you will be given instructions for the question and answer session.
As a reminder, this conference is being recorded on October 18, 2023.
At this time, I would like to turn the conference over to Ms. Abbe Goldstein, Senior Vice President of Investor Relations. Ms. Goldstein, you may begin.
Abbe Goldstein
Thank you. Good morning and welcome to Travelers’ discussion of our third quarter 2023 results.
We released our press release, financial statement--supplement, sorry, and webcast presentation earlier this morning. All of these materials can be found on our website at travelers.com under the Investors section.
Speaking today will be Alan Schnitzer, Chairman and CEO; Dan Frey, Chief Financial Officer, and our three segment presidents: Greg Toczydlowski of Business Insurance, Jeff Klenk of Bond and Specialty Insurance, and Michael Klein of Personal Insurance. They will discuss the financial results of our business and the current market environment. They will refer to the webcast presentation as they go through prepared remarks, and then we will take questions.
Before I turn the call over to Alan, I’d like to draw your attention to the explanatory note included at the end of the webcast presentation. Our presentation today includes forward-looking statements. The company cautions investors that any forward-looking statement involves risks and uncertainties and is not a guarantee of future performance. Actual results may differ materially from those expressed or implied in the forward-looking statements due to a variety of factors. These factors are described under Forward-Looking Statements in our earnings press release and in our most recent 10-Q and 10-K filed with the SEC. We do not undertake any obligation to update forward-looking statements.