First Horizon Corporation. (NYSE:FHN) Q3 2023 Earnings Conference Call October 18, 2023 9:30 AM ET

Company Participants

Natalie Flanders - Head of IR

Bryan Jordan - Chairman, President, and CEO,

Hope Dmuchowski - CFO

Susan Springfield - Chief Credit Officer

Conference Call Participants

Ebrahim Poonawala - Bank of America

Casey Haire - Jefferies

Michael Rose - Raymond James

Brody Preston - UBS

Brady Gailey - KBW

Anthony Elian - JPMorgan

Christopher Marinac - Janney Montgomery Scott

David Chiaverini - Wedbush Securities

Jon Arfstrom - RBC Capital

John Rowe - Wells Fargo Securities

Operator

Thank you for joining. I would like to welcome you to the First Horizon Corp. Third quarter 2023 earnings conference call. My name is Frida [Ph] and I'll be your moderator for today's call. All lines are on mute for the presentation portion of the call. There's an opportunity for questions and answers at the end. [Operator Instructions]

I would now like to pass the conference over to your host, Natalie Flanders, head of investor relations to begin. So Natalie, you may begin when you are ready.

Natalie Flanders

Thank you, Frida. Good morning. Welcome to our third quarter 2023 results conference call. Thank you for joining us. Today our Chairman, President and CEO, Bryan Jordan and Chief Financial Officer Hope Dmuchowski will provide prepared remarks and then we'll be happy to take your questions. We're also pleased to have our Chief Credit Officer Susan Springfield here to assist with questions as well. Our remarks today will reference our earnings presentation which is available on our website at ir.firsthorizon.com.

As always, I need to remind you that we will make forward-looking statements that are subject to risks and uncertainties. Therefore, we ask you to review the factors that may cause our results to differ from our expectations on page two of our presentation and in our SEC filing. Additionally, please be aware that our comments will refer to adjusted results which exclude the impact of notable items. These are non-GAAP measures, so it's important for you to review the GAAP information in our earnings release and on page three of our presentation.

And last but not least, our comments reflect our current views and you should understand that we are not obligated to update them. And with that, I'll turn things over to Bryan.

Bryan Jordan

Thank you, Natalie. Good morning, everyone. Thank you for joining our call. Our third quarter results reflect the quality of our franchise and we have highlighted some of our key strengths on slide five. Over the past five months, I've become increasingly confident in our ability to serve our customers and communities and deliver strong shareholder returns.