Wintrust Financial Corporation (NASDAQ:WTFC) Q3 2023 Earnings Call Transcript October 18, 2023 11:00 AM ET
Company Participants
Tim Crane - President and Chief Executive Officer
David Dykstra - Vice Chairman and Chief Operating Officer
Richard Murphy - Vice Chairman and Chief Lending Officer
Conference Call Participants
Jon Arfstrom - RBC Capital Markets
Chris McGratty - KBW
Terry McEvoy - Stephens Inc.
David Long - Raymond James
Casey Haire - Jefferies
Jeff Rulis - D.A. Davidson
Brody Preston - UBS
Operator
Welcome to Wintrust Financial Corporation's Third Quarter and Year-to-Date 2023 Earnings Conference Call. A review of the results will be made by Tim Crane, President and Chief Executive Officer; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer. As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentations, there will be a formal question-and-answer session.
During the course of today's call, Wintrust management may make statements that constitute projections, expectations, beliefs or similar forward-looking statements. Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The company's forward-looking assumptions that could cause the actual results to differ materially from the information discussed during this call are detailed in our earnings press release and in the company's most recent Form 10-K and any subsequent filings with the SEC.
Also, our remarks may reference certain non-GAAP financial measures. Our earnings press release and earnings release presentation include a reconciliation of each non-GAAP financial measure to the nearest comparable GAAP financial measure.
As a reminder, this conference call is being recorded. I will now turn the conference over to Mr. Tim Crane.
Tim Crane
Good morning, everybody. Welcome to Wintrust Wednesday. This is the day of the week we require all of our Wintrust staff to be on site. We're glad that you have joined us too for our third quarter earnings call. With me this morning are Dave Dykstra, our Chief Operating Officer; Rich Murphy, our Chief Lending Officer; Dave Stoehr, our Chief Financial Officer; and Kate Boege, our General Counsel.
In terms of an agenda, I will share some high-level highlights. Dave Dykstra will speak to the financial results, and Rich will add some additional information and color on credit performance. I'll wrap up with just a few summary thoughts. And as always, we'll do our best to answer some questions.