Fulton Financial Corporation (NASDAQ:FULT) Q3 2023 Earnings Conference Call October 18, 2023 10:00 AM ET
Company Participants
Matt Jozwiak - Director of IR
Curtis Myers - Chairman and CEO
Mark McCollom - CFO
Conference Call Participants
Chris McGratty - KBW
Feddie Strickland - Janney Montgomery
David Bishop - Hovde Group
Manuel Navas - D.A. Davidson
Matthew Breese - Stephens
Frank Schiraldi - Piper Sandler
Operator
Ladies and gentlemen, thank you for standing by. Welcome to the Fulton Financial Third Quarter 2023 Results. [Operator Instructions] Please be advised that today's conference is being recorded.
I would like now to turn the conference over to Matt Jozwiak, Director of Investor Relations. Please go ahead.
Matt Jozwiak
Thank you, Michelle, and good morning, and thanks for joining us for Fulton Financial Corporation's conference call and webcast to discuss our earnings for the third quarter, which ended September 30, 2023.
Your host for today's conference call is Curt Myers, Chairman and Chief Executive Officer. Joining Curt is Mark McCollom, Chief Financial Officer.
Our comments today will refer to the financial information and related slide presentation included with our earnings announcement, which was released yesterday afternoon. These documents can be found on our website at fult.com by clicking on Investor Relations and then on News. The slides can also be found on the Presentations page under our Investor Relations website.
On this call, representatives of Fulton may make forward-looking statements with respect to Fulton's financial condition, results of operations and business. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, and actual results could differ materially. Please refer to the safe harbor statement on forward-looking statements in our earnings release on Slide 2 of today's presentation for additional information regarding these risks, uncertainties and other factors. Fulton undertakes no obligation, other than as required by law, to update or revise any forward-looking statements.
In discussing Fulton's performance, representatives of Fulton may refer to certain non-GAAP financial measures. Please refer to the supplemental financial information included with Fulton's earnings announcement released yesterday as well as Slides 16 through 20 of today's presentation for a reconciliation of those non-GAAP financial measures to the most comparable GAAP measures.
Now I'd like to turn the call over to your host, Curt Myers.
Curtis Myers
Thanks, Matt, and good morning, everyone.
Today, I'll provide a summary comments on our company, including comments on our financial results, our growth and an overview of the credit environment. Then Mark will share more details on the financial results and step through our outlook for the remainder of 2023. After our prepared remarks, we'll be happy to take any questions you may have.