Atlantic Union Bankshares Corporation (NYSE:AUB) Q3 2023 Earnings Conference Call October 19, 2023 9:00 AM ET

Company Participants

Bill Cimino - SVP, IR

John Asbury - President and CEO

Rob Gorman - EVP and CFO

David Ring - Head of Commercial Banking

Doug Woolley - Chief Credit Officer

Conference Call Participants

Casey Whitman - Piper Sandler

Catherine Mealor - KBW

Russell Gunther - Stephens

Steve Moss - Raymond James

Operator

Good day and thank you for standing by. Welcome to the Atlantic Union Bankshares Third Quarter 2023 Earnings Call. [Operator Instructions] Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Bill Cimino, Senior Vice President, Investor Relations.

Bill Cimino

Thank you, Josh, and good morning everyone. I have Atlantic Union Bankshares President and CEO, John Asbury; and Executive Vice President and CFO, Rob Gorman with me today. We also have other members of our executive management team with us for the question and answer period.

Please note that today's earnings release and accompanying slide presentation that we are going through on this webcast are available to download on our Investor website at investors.atlanticunionbank.com. During today's call, we will comment on our financial performance using both GAAP metrics and non-GAAP financial measures. Important information about these non-GAAP financial measures, including reconciliations to comparable GAAP measures is included in the appendix to our slide presentation and in our earnings release for the third quarter of 2023.

We will make forward-looking statements on today's call, which are not statements of historical fact and are subject to risks and uncertainties. There can be no assurance that actual performance will not differ materially from any future expectations or results expressed or implied by these forward-looking statements and we undertake no obligation to publicly revise or update any forward-looking statements.

Please refer to our earnings release issued today and our other SEC filings for further discussion of the company's risk factors and other important information regarding our forward-looking statements, including factors that could cause actual results to differ from those expressed or implied in any forward-looking statements. All comments made during today's call are subject to that safe harbor statement. And, at the end of the call will take questions from the research analyst community.

And now I'll turn the call over to John.

John Asbury

Thank you, Bill. Good morning everyone and thank you for joining us today.