Visa Inc. (NYSE:V) Q4 2023 Earnings Conference Call October 24, 2023 5:00 PM ET

Company Participants

Jennifer Como - Investor Relations

Ryan McInerney - Chief Executive Officer

Chris Suh - Chief Financial Officer

Conference Call Participants

Darrin Peller - Wolfe Research

Dave Koning - Baird

David Togut - Evercore ISI

Ramsey El-Assal - Barclays

Will Nance - Goldman Sachs

James Faucette - Morgan Stanley

Jamie Friedman - Susquehanna

Sanjay Sakhrani - KBW

Dan Perlin - RBC Capital Markets

Trevor Williams - Jefferies

Tien-Tsin Huang - JPMorgan

Ashwin Shirvaikar - Citi

Harshita Rawat - Bernstein

Operator

Welcome to Visa’s Fiscal Fourth Quarter and Full Year 2023 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to your host, Ms. Jennifer Como, Senior Vice President and Global Head of Investor Relations. Ms. Como, you may begin.

Jennifer Como

Thanks, Jordan. Good afternoon, everyone and welcome to Visa’s fiscal fourth quarter and full year 2023 earnings call. Joining us today are Ryan McInerney, Visa’s Chief Executive Officer; and Chris Suh, Visa’s Chief Financial Officer. This call is being webcast on the Investor Relations section of our website at investor.visa.com. A replay will be archived on our site for 30 days. A slide deck containing financial and statistical highlights has been posted on our IR website.

Let me also remind you that this presentation includes forward-looking statements. These statements are not guarantees of future performance and our actual results could differ materially as a result of many factors. Additional information concerning those factors is available in our most recent annual report on Form 10-K and any subsequent reports on Forms 10-Q and 8-K, which you can find on the SEC’s website and the Investor Relations section of our website. For non-GAAP financial information disclosed in this call, the related GAAP measures and reconciliation are available in today’s earnings release.

And with that, let me turn the call over to Ryan.

Ryan McInerney

Good afternoon and thank you for joining us. Before we begin, I wanted to take a moment to acknowledge the tragic loss of life and suffering in Israel and Gaza. We are in constant contact with our teams in Israel and throughout the region, and I have the deepest admiration for their commitment to each other and their clients during this exceptionally challenging time. We continue to monitor the situation, prioritize the safety of our people and stay close to our clients to ensure the continuity of business operations.