First Merchants Corporation (NASDAQ:FRME) Q3 2023 Earnings Conference Call October 26, 2023 11:30 AM ET
Company Participants
Mark Hardwick - Chief Executive Officer
Mike Stewart - President
Michele Kawiecki - Chief Financial Officer
John Martin - Chief Credit Officer
Conference Call Participants
Terry McEvoy - Stevens
Damon DelMonte - KBW
Nathan Race - Piper Sandler
Brian Martin - Janney
Operator
Thank you for standing by. Welcome to the First Merchants Corporation Third Quarter 2023 Earnings Conference Call. Before we begin, management would like to remind you that today's call contains forward-looking statements with respect to the future performance and financial condition of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release, which we encourage you to review.
Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures. The press release available on the website contains financial and unquantitative information to be discussed today as well as reconciliation of GAAP to non-GAAP measures.
At this time, all participants are in a listen-only mode. After the speakers presentation there’ll be a question and answer session. [Operator Instructions]. As a reminder, today’s call is being recorded.
I will now turn the conference over to you host, Mr. Mark Hardwick, CEO. Mr. Hardwick, you may begin.
Mark Hardwick
Good morning, and welcome to First Merchants' third quarter 2023 conference call. Valerie, thanks for the introduction and for covering the forward-looking statement on page 2.
We released our earnings today at approximately 8 a.m. Eastern Standard Time. You can access today's slides by following the link on the third page of our earnings release. On page three, you'll see today's presenters and our bios to include President Mike Stewart, Chief Credit Officer, John Martin, and Chief Financial Officer Michele Kawiecki.
On page four, you will see a map representing the geographic locations of our 118 banking centers, as well as a few financial highlights as of 9/30/2023. We also received two more Comparably Awards during the quarter, including Best Places to Work for Career Growth and Best Places to Work for Women, which I'm really proud of, so we did include those on page four.
Now, turning to slide five, I'm pleased to report that our performance remains healthy and strong, and our teams continue to meet the demands of our communities and our client base.