First Interstate BancSystem Inc. (NASDAQ:FIBK) Q3 2023 Results Conference Call October 26, 2023 11:00 AM ET

Company Participants

Andrea Walton - Investor Relations

Kevin Riley - President, CEO and Director

Marcy Mutch - Executive VP & CFO

Michael Lugli - Chief Credit Officer

Conference Call Participants

Matthew Clark - Piper Sandler

Chris McGratty - KBW

Andrew Terrell - Stephens

Zach Westerlind - UBS

Jeff Rulis - D.A. Davidson

Operator

Good morning, ladies and gentlemen, and welcome to the First Interstate BancSystem, Inc. Third Quarter Earnings Call. [Operator Instructions] This call is being recorded on Thursday, October 26, 2023.

I would now like to turn the conference over to Andrea Walton. Please go ahead.

Andrea Walton

Thank you. Good morning. Thank you for joining us for our third quarter earnings conference call. As we begin, please note that the information provided during this call will contain forward-looking statements. Actual results or outcomes may differ materially from those expressed by those statements.

I'd like to direct all listeners to read the cautionary note regarding forward-looking statements contained in our most recent annual report on Form 10-K filed with the SEC and in our earnings release as well as the risk factors identified in the annual report and our more recent periodic reports filed with the SEC. Relevant factors that could cause actual results to differ materially from any forward-looking statements are included in the earnings release and in our SEC filings. The company does not undertake to update any of the forward-looking statements made today. A copy of our earnings release, which contains non-GAAP financial measures, is available on our website at fibk.com. Information regarding our use of the non-GAAP financial measures may be found in the body of the earnings release and a reconciliation to their most directly comparable GAAP financial measures is included at the end of the earnings release for your reference.

Joining us from management this morning are Kevin Riley, our Chief Executive Officer; and Marcy Mutch, our Chief Financial Officer, along with other members of our management team.

At this time, I'll turn the call over to Kevin Riley. Kevin?

Kevin Riley

Thanks, Andrea. Good morning, and thanks again to all of you for joining us on our call today. Again, this quarter, along with our earnings release, we have published an updated investor presentation that has some additional disclosures, which we believe will be helpful. The presentation can be accessed on our Investor Relations website and if you have not downloaded a copy yet, I would encourage you to do so. I'm going to start today by providing an overview of the major highlights of the quarter, and then I'll turn the call over to Marcy to provide more details on our financials.