MidWestOne Financial Group, Inc. (NASDAQ:MOFG) Q3 2023 Earnings Call Transcript October 27, 2023 12:00 PM ET

Company Participants

Barry Ray - Chief Financial Officer

Charles Reeves - Chief Executive Officer

Len Devaisher - President and Chief Operating Officer

Gary Sims - Chief Credit Officer

Conference Call Participants

Terence McEvoy - Stephens Inc

Damon DelMonte - KBW

Brian Martin - Janney Montgomery Scott

Operator

Good morning, ladies and gentlemen, and welcome to the MidWestOne Financial Group Third Quarter 2023 Earnings Call. During today's presentation, all parties will be in a listen-only mode. Following the presentation, the conference will be open for questions with instructions to follow at that time. As a reminder, this call is being recorded.

I would now like to turn the call over to Barry Ray, Chief Financial Officer of MidWestOne Financial Group. Please go ahead.

Barry Ray

Thank you, everyone, for joining us today. We appreciate your participation in our third quarter 2023 earnings conference call. With me here on the call are Chip Reeves, our Chief Executive Officer; Len Devaisher, our President and Chief Operating Officer; and Gary Sims, our Chief Credit Officer. Following the conclusion of today's conference, a replay of this call will be available on our website. Additionally, a slide deck to complement today's presentation is also available on the Invest Relations section of our website.

Before we begin, Let me remind everyone on the call that this presentation contains forward-looking statements relating to the financial condition, results of operations, and business of MidWestOne Financial Group, Inc. Forward-looking statements generally include words such as believes, expects, anticipates, and other similar expressions. Actual results could differ materially from those indicated. Among the important factors that could cause actual results to differ materially are interest rates, changes in the mix of the company's business, competitive pressures, general economic conditions, and the risk factors detailed in the company's periodic reports and registration statements filed with the Securities and Exchange Commission. MidWestOne Financial Group, Inc. undertakes no obligation to publicly revise or update these forward-looking statements to reflect events or circumstances after the date of presentation.

I would now like to turn the call over to Chip.

Charles Reeves

Thank you, Barry, and good morning. On today's call, I'll provide an update on the continued progress of our strategic plan execution. Len will then provide an update on our lines of business, and Barry will conclude with a review of our third quarter financial results.