PayPal Holdings, Inc. (NASDAQ:PYPL) Q3 2023 Earnings Conference Call November 1, 2023 5:00 PM ET
Company Participants
Ryan Wallace - Head of IR
Gabrielle Rabinovitch - SVP and Acting CFO
Alex Chriss - President & CEO
Conference Call Participants
Tien-Tsin Huang - JPMorgan
Ramsey El-Assal - Barclays
Darrin Peller - Wolfe Research
Mike Ng - Goldman Sachs
Jason Kupferberg - Bank of America
James Faucette - Morgan Stanley
Operator
Good evening. My name is Krista, and I'll be your conference operator today. At this time, I would like to welcome everyone to the PayPal Holdings Earnings Conference Call for the Third Quarter 2023. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions] Thank you.
I would now like to introduce your host for today's call, Ryan Wallace, Head of Investor Relations. Please go ahead.
Ryan Wallace
Thank you. Good afternoon, and thank you for joining us. Welcome to PayPal's earnings conference call for the third quarter of 2023. Joining me today on the call is Alex Chriss, our President and CEO; and Gabrielle Rabinovitch, SVP and Acting CFO. We're providing a slide presentation to accompany our commentary. This conference call is also being webcast. Both the presentation and call are available on our Investor Relations website.
In discussing our company's performance, we will refer to some non-GAAP measures. You can find the reconciliation of these non-GAAP measures to the most directly comparable GAAP measures in the presentation accompanying this conference call.
We will make forward-looking statements that are based on our current expectations, forecasts and assumptions, and involve risks and uncertainties. These statements include, without limitation, our guidance for the third quarter and full-year 2023, our planning assumptions for 2023, our comments related to anticipated foreign exchange rates, operating margin, impacts from our sale of loans to KKR and share repurchase activity.
Our actual results may differ materially from these statements. You can find more information about risks, uncertainties and other factors that could affect our results in our most recent annual report on Form 10-K and quarterly report on Form 10-Q, filed with the SEC and available on our Investor Relations website. You should not place undue reliance on any forward-looking statements. All information in this presentation is as of today's date, November 1, 2023. We expressly disclaim any obligation to update this information.