Hope Bancorp, Inc. (NASDAQ:HOPE) Q4 2022 Earnings Conference Call January 24, 2023 12:30 PM ET

Company Participants

Angie Yang - Director, Investor Relations and Corporate Communications

Kevin Kim - Chairman, President and Chief Executive Officer

David Malone - Interim Chief Financial Officer

Peter Koh - Senior Executive Vice President and Chief Operating Officer

Conference Call Participants

Matthew Clark - Piper Sandler

Christopher McGratty - KBW

Gary Tenner - D.A. Davidson

Timothy Coffey - Janney

Operator

Good day, and welcome to the Hope Bancorp 2022 Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded.

I would now like to turn the conference over to Angie Yang, Director of Investor Relations and Corporate Communications. Please go ahead.

Angie Yang

Thank you, Andrew. Good morning, everyone, and thank you for joining us for the Hope Bancorp 2022 fourth quarter investor conference call. As usual, we will be using a slide presentation to accompany our discussion this morning. If you have not done so, please visit the Presentations page of our Investor Relations website to download a copy of the presentation or if you are listening in through the webcast, you should be able to view the slides from your computer screen as we progress through the presentation.

Beginning on slide 2, let me begin with a brief statement regarding forward-looking remarks. The call today may contain forward-looking projections regarding the future financial performance of the company and future events. These statements are based on current expectations, estimates, forecasts, projections and management assumptions about the future of Hope Bancorp otherwise referred to as the company as well as the businesses and markets in which the company does and is expected to operate.

These statements constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These statements are not guarantees of future performance. Actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements. We refer you to the documents the company files periodically with the SEC as well as the Safe Harbor statements in our press release issued yesterday. Hope Bancorp assumes no obligation to revise any forward-looking projections that maybe made on today’s call. The company cautions that the complete financial results to be included in the quarterly report on Form 10-K for the year ended December 31, 2022 could differ materially from the financial results being reported today. In addition some of the information referenced on this call today are non-GAAP financial measures. Please refer to our 2022 fourth quarter earnings release for management's reasons and purposes for using non-GAAP figures and the reconciliation of GAAP to non-GAAP financial measures.