Veritex Holdings, Inc. (NASDAQ:VBTX) Q3 2023 Earnings Conference Call October 25, 2023 9:30 AM ET

Company Participants

Susan Caudle - Investor Relations Officer and Secretary of the Board

Malcolm Holland - Chairman and Chief Executive Officer

Terry Earley - Chief Financial Officer

Clay Riebe - Chief Credit Officer

Conference Call Participants

Stephen Scouten - Piper Sandler

Brady Gailey - KBW

Gary Tenner - D.A. Davidson

Michael Rose - Raymond James

Matt Olney - Stephens

Operator

Good morning, and welcome to the Veritex Holdings Third Quarter 2023 Earnings Conference Call and Webcast. All participants are in a listen-only mode. Please note this event will be recorded.

I will now turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary of the Board of Veritex Holdings.

Susan Caudle

Thank you. Before we get started, I would like to remind you that this presentation may include forward-looking statements and those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ. The Company undertakes no obligation to publicly revise any forward-looking statements.

At this time, if you are logged into our webcast, please refer to our slide presentation, including our Safe Harbor statement, beginning on slide two. For those of you joining us by phone, please note that the Safe Harbor statement and presentation are available on our website veritexbank.com. All comments made during today's call are subject to that Safe Harbor statement.

Some of the financial metrics discussed will be on a non-GAAP basis, which our management believes better reflects the underlying core operating performance of the business. Please see the reconciliation of all discussed non-GAAP measures in our filed 8-K earnings release.

Joining me today are Malcolm Holland, our Chairman and CEO; Terry Earley, our Chief Financial Officer; and Clay Riebe, our Chief Credit Officer.

I'll now turn the call over to Malcolm.

Malcolm Holland

Good morning, and welcome to our third quarter earnings call. We certainly find ourselves in a challenging -- in challenging days in our industries and markets, but we here at Veritex continue to focus on building long-term value for our shareholders.

Q3 was a transformational quarter for Veritex in many areas. First, I'd like to formally welcome Dominic Karaba as our new President and Chief Banking Officer. Dom is a 28-year banking veteran with majority of his experience in leading and developing teams in a commercial bank space. Even though he's only been here for six weeks, he is already making a difference in our company. I look forward to you all meeting him soon.