Veritex Holdings, Inc. (NASDAQ:VBTX) Q2 2022 Earnings Conference Call July 27, 2022 9:30 AM ET

Company Participants

Susan Caudle - Investor Relations Officer and Secretary to the Board

Malcolm Holland - Chairman and CEO

Terry Earley - CFO

Clay Riebe - CCO

Conference Call Participants

Brady Gailey - KBW

Matt Olney - Stephens Inc.

Michael Rose - Raymond James

Brad Milsaps - Piper Sandler

Gary Tenner - D.A. Davidson

Operator

Good day and welcome to the Veritex Holdings Second Quarter 2022 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. Please note, this event is being recorded.

I will now turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings. Please go ahead.

Susan Caudle

Thank you. Before we get started, I would like to remind you that this presentation may include forward-looking statements and those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ. The company undertakes no obligation to publicly revise any forward-looking statement.

At this time, if you're logged into our webcast, please refer to our slide presentation including our Safe Harbor statement beginning on slide two. For those of you joining us by phone, please note that the Safe Harbor statement and presentation are available on our website, veritexbank.com. All comments made during today's call are subject to that Safe Harbor statement.

Some of the financial metrics discussed will be on a non-GAAP basis, which our management believes better reflects the underlying core operating performance of the business. Please see the reconciliation of all discussed non-GAAP measures in our filed 8-K earnings release.

Joining me today are Malcolm Holland, our Chairman and CEO; Terry Earley, our Chief Financial Officer; and Clay Riebe, our Chief Credit Officer.

I’ll now turn the call over to Malcolm.

Malcolm Holland

Good morning everyone and welcome to our second quarter earnings call. Before we get started, I'd like to congratulate and thank my dedicated team I'm producing yet another exceptional quarter for Veritex. We're proud to serve Texas as a whole and specifically the DFW and Houston markets which are two of the strongest and most resilient markets in the U.S. Texas focus on promoting growth, a pro-business environment and increased job opportunities aligns to our core culture and mission.

Slide four of our deck provides a small glimpse into the incredible statistics of our market we serve which continue to provide ongoing opportunities to further our profile and scalability.