Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q4 2022 Earnings Conference Call January 26, 2023 10:00 AM ET
Company Participants
Kevin Conn - IR, Corporate Development Officer
Nitin Mhatre - President and CEO
Sean Gray - COO
Brett Brbovic - Chief Accounting Officer and Interim CFO
Greg Lindenmuth - CRO
Stephen Finocchio - Treasurer
Conference Call Participants
Billy Young - RBC
Mark Fitzgibbon - Piper Sandler
David Bishop - Hovde Group
Laurie Hunsicker - Compass Point
Chris O'Connell - KBW
Operator
Good morning or good afternoon all and welcome to the Berkshire Hills Bancorp Fourth Quarter 2022 Earnings Conference Call. My name is Adam, and I'll be your operator for today. [Operator Instructions]
I will now hand the floor over to Kevin Conn to begin. So Kevin, please go ahead, when you are ready.
Kevin Conn
Good morning, and thank you for joining Berkshire Bank's fourth quarter earnings call. My name is Kevin Conn, Investor Relations and Corporate Development Officer. Our news release is available in the Investor Relations section of our website berkshirebank.com and will be furnished to the SEC. Supplemental investor information is provided in an information presentation at our website at ir.berkshirebank.com and we will refer to this in our remarks. Our remarks will include forward-looking statements and actual results could differ materially from those statements. For details, please see our earnings release and most recent SEC reports on Forms 10-K and 10-Q.
In addition, certain non-GAAP financial measures will be discussed in this conference call, references to non-GAAP measures are only provided to assist you in understanding our results and performance trends and should not be relied on as financial measures of actual results or future projections. A comparison and reconciliation to GAAP measures is included in our news release.
On the call today, we have Nitin Mhatre, President and Chief Executive Officer of Berkshire Hills Bancorp; Sean Gray, our Chief Operating Officer; Brett Brbovic, our Chief Accounting and Interim CFO; Greg Lindenmuth, our Chief Risk Officer; and Stephen Finocchio, our Treasurer
At this time, I will turn the call over to our CEO, Nitin Mhatre. Nitin?
Nitin Mhatre
Thank you, Kevin. Good morning everyone and wishing all of you a Happy New Year.
I'll begin my comments on Slide 3, where you can see the highlights of the fourth quarter and full-year 2022. Overall, this was another solid quarter, continuing the momentum and capping a strong year with robust improvement across all key financial metrics.