Eagle Bancorp, Inc. (NASDAQ:EGBN) Q4 2022 Earnings Conference Call January 19, 2023 10:00 AM ET
Company Participants
Charles Levingston - Chief Financial Officer
Susan Riel - President and Chief Executive Officer
Jan Williams - Chief Credit Officer
Conference Call Participants
Casey Whitman - Piper Sandler & Company
Catherine Mealor - KBW
Christopher Marinac - Janney Montgomery Scott
Operator
Good day, and thank you for standing by. Welcome to the Eagle Bancorp Fourth Quarter and Year End 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference call is being recorded.
I would like to turn the conference over to your speaker for today, Charles Levingston, Chief Financial Officer. Please go ahead.
Charles Levingston
Thank you so much. Good morning. This is Charles Levingston, Chief Financial Officer of Eagle Bancorp.
Before we begin the presentation, I would like to remind everyone that some of the comments made during this call may be considered forward-looking statements. While our loan growth and performance over this past quarter have been positive, we cannot make any promises about future performance, and it is our policy not to establish with the markets any formal guidance with respect to our earnings. None of the forward-looking statements made during this call should be interpreted as our providing formal guidance.
Our Form 10-K for the 2021 fiscal year and current reports on Form 8-K identify certain risk factors that could cause the company's actual results to differ materially from those projected in any forward-looking statements made this morning. Eagle Bancorp does not undertake to update any forward-looking statements as a result of new information or future events or developments, unless required by law.
This morning's commentary will include non-GAAP financial information. This earnings release, which is posted in the Investor Relations section of our website and filed with the SEC, contains reconciliations of this information to the most directly comparable GAAP information. Our periodic reports are available from the company online at our website or on the SEC's website.
This morning, Susan Riel, the President and CEO of Eagle Bancorp, will start us off with a high-level overview; then, Jan Williams, our Chief Credit Officer, will discuss her thoughts on the local economy, loans, reserves and credit quality matters; then, I'll return to discuss our financials in more detail. At the end, all three of us will be available to take questions.