Huntington Bancshares
Q2 2022 Earnings Call
Jul 21, 2022, 10:00 a.m. ET
Contents:
- Prepared Remarks
- Questions and Answers
- Call Participants
Prepared Remarks:
Operator
Greetings, and welcome to the Huntington Bancshares second quarter earnings conference call. [Operator instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Mr. Tim Sedabres, director of investor relations.
Thank you. You may begin.
Tim Sedabres -- Director of Investor Relations
Thank you, operator. Welcome, everyone, and good morning. Copies of the slides we'll be reviewing today can be found on the investor relations section of our website, www.huntington.com. As a reminder, this call is being recorded, and a replay will be available starting about one hour from the close of the call.
Our presenters today are Steve Steinour, chairman, president, and CEO, and Zach Wasserman, chief financial officer. Rich Pohle, chief credit officer, will join us for the Q&A. As noted on slide two, today's discussion, including the Q&A portion, will contain forward-looking statements. Such statements are based on information and assumptions available at this time and are subject to changes, risks and uncertainties, which may cause actual results to differ materially.
We assume no obligation to update such statements. For a complete discussion of risks and uncertainties, please refer to this slide and material filed with the SEC, including our most recent Forms 10-K, 10-Q and 8-K filings. With that, let me now turn it over to Steve.
Steve Steinour -- Chairman, President, and Chief Executive Officer
Thanks, Tim. Good morning, and welcome. Thank you for joining the call today. Our outstanding second quarter results reflect momentum across the bank as we completed the integration of TCF.
While 2022 continues to bring its own set of unique challenges, our businesses are performing very well. Overall, the companies in our markets are in good shape and continue to evidence demand for loans to support business investment and expansion. Consumers are generally maintaining liquidity. Much of the government and municipal stimulus funds are yet to be invested.
Importantly, Huntington and the banking industry remain very well positioned to withstand the current volatility. Now on to slide four. First, our performance in the second quarter was exceptional, with record net income and PPNR. Our focused execution is driving these robust results and leading returns.