loanDepot, Inc. (NYSE:LDI) Q3 2022 Earnings Conference Call November 8, 2022 5:00 PM ET

Company Representatives

Frank Martell - President, Chief Executive Officer

Patrick Flanagan - Chief Financial Officer

Jeff DerGurahian - Chief Capital Markets Officer

Jeff Walsh - LDI mortgage President

Gerhard Erdelji - Senior Vice President, Investor Relations

Conference Call Participants

Doug Harter - Credit Suisse

Blake Netter - Morgan Stanley

Trevor Cranston - JMP Securities

Kyle Joseph - Jefferies

Operator

Good afternoon and welcome everyone to loanDepot's Third Quarter 2022 Conference Call. All lines have been placed on mute to prevent any background noise. [Operator Instructions].

I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations. Sir, please go ahead.

Gerhard Erdelji

Good afternoon, everyone, and thank you for joining our call. I'm Gerhard Erdelji, Investor Relations Officer at loanDepot. Today, we will discuss loanDepot’s third quarter 2022 results. Before we begin, I would like to remind everyone that this conference call may include forward-looking statements regarding the company's operating and financial performance in future periods.

All statements other than statements of historical fact are statements that could be deemed forward-looking statements, including but not limited to guidance to our pull through weighted rate lock volume, origination volume, pull through weighted gain-on-sale margin and expenses. These statements are based on the company's current expectations and available information.

Actual results for future periods may differ materially from these forward-looking statements due to risks or other factors that are described in the Risk Factors sections of our filings with the SEC. A webcast and a transcript of this call will be posted on the company's Investor Relations website at investors.loandepot.com under the Events and Presentations tab.

On today's call we have loanDepot President and Chief Executive Officer, Frank Martell and Chief Financial Officer, Patrick Flanagan to provide an overview of our quarter, as well as our financial and operational results, outlook and to answer your questions. We are also joined by our Chief Capital Markets Officer, Jeff DerGurahian and LDI mortgage President, Jeff Walsh to help address any questions you might have after our prepared remarks.

And with that, I'll turn things over to Frank to get us started. Frank.

Frank Martell

Thank you, Gerhard. On today's call I look forward to sharing my perspectives on the market conditions, our results and our outlook. The loanDepot team has made significant progress on many fronts over the past quarter as we executed against our previously announced Vision 2025 strategic program.