CrossFirst Bankshares, Inc. (NASDAQ:CFB) Q3 2022 Earnings Conference Call October 18, 2022 11:00 AM ET

Company Participants

Heather Worley - Director, Investor Relations

Mike Maddox - President and Chief Executive Officer

Ben Clouse - Chief Financial Officer

Randy Rapp - President

Conference Call Participants

Brady Gailey - KBW

Michael Rose - Raymond James

Jennifer Demba - Truist Securities

Andrew Liesch - Piper Sandler

Matt Olney - Stephens, Inc.

Operator

Good morning and welcome to CFB's Third Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note that this event is being recorded.

I would like to turn the call over to Ms. Heather Worley. Please go ahead.

Heather Worley

Good morning, and welcome to the CrossFirst Bankshares third quarter 2022 earnings conference call. I’m Heather Worley, Director of Investor Relations. Before we begin, please be aware this call will include forward-looking statements, including statements about our business plans, the acquisition of Central, and our future financial performance. These comments are based on our current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially from these statements. Our forward-looking statements are as of the date of this call. We do not assume any obligation to update or revise them, except as required by law. Statements made on this call should be considered together with the risk factors identified in today's earnings release and our other filings with the SEC.

We may refer to adjusted or non-GAAP financial measures. A reconciliation of non-GAAP financial measures to GAAP financial measures can be found in our earnings release. These non-GAAP financial measures are not meant to substitute for or superior to financial measures prepared in accordance with GAAP.

These presentation -- this presentation will include remarks regarding the third quarter financial results from Mike Maddox, President and CEO of CrossFirst Bankshares; Randy Rapp, President of CrossFirst Bank; and Ben Clouse, CFO of CrossFirst Bankshares. At the conclusion of our prepared remarks our operator Nick will facilitate a Q&A session.

At this time, I would like to turn the call over to Mike, who will begin on Slide 4 of the presentation. Mike?

Mike Maddox

Thank you, Heather. Good morning, everyone. Thank you for joining us as we discuss CrossFirst third quarter operating results. Before we dive into the details from the third quarter, I'd like to share historical milestone with all of you. On October 1, we celebrated our 15th anniversary as a company. The growth of our organization in the past 15 years is nothing short of remarkable. What started as a de novo bank in 2007, with $15 million in assets, has grown to over $5.8 billion in assets with 9 full service locations across Kansas, Missouri, Oklahoma, Texas, Arizona, and we are looking forward to adding Colorado and New Mexico to our footprint.