Hanmi Financial Corporation (NASDAQ:HAFC) Q3 2023 Earnings Conference Call October 24, 2023 5:00 PM ET

Company Participants

Larry Clark - Investor Relations

Bonnie Lee - President and Chief Executive Officer

Anthony Kim - Chief Banking Officer

Ron Santarosa - Chief Financial Officer

Conference Call Participants

Matthew Clark - Piper Sandler

Kelly Motta - KBW

Operator

Ladies and gentlemen, welcome to the Hanmi Financial Corporation's Third Quarter 2023 Conference Call. As a reminder, today's call is being recorded for replay purposes. [Operator Instructions]

I would now like to turn the call over to Larry Clark, Investor Relations for the Company. Please go ahead.

Larry Clark

Thank you, Camilla, and thank you all for joining us today to discuss Hanmi's third quarter 2023 financial results. This afternoon, Hanmi issued its earnings release and quarterly supplemental slide presentation to accompany today's call. Both documents are available in the IR section of the Company's website.

I'm here today with Bonnie Lee, President and Chief Executive Officer of Hami Financial Corporation; Anthony Kim, Chief Banking Officer; and Ron Santarosa, Chief Financial Officer. Bonnie will begin today's call with an overview and Anthony will discuss loan and deposit activities and Ron will provide details on our financial performance and then Bonnie will provide closing comments before we open the call up to your questions.

Before we begin, I'd like to remind you that today's comments may include forward-looking statements under the federal securities laws. Forward-looking statements are based on current plans, expectations, events and financial industry trends that may affect the Company's future operating results and financial position. Our actual results may differ materially from those contemplated by our forward-looking statements, which involve risks and uncertainties. Discussions of the factors that could cause our actual results to differ materially from these forward-looking statements can be found in our SEC filings, including our reports on Forms 10-K and 10-Q. In particular, we direct you to the discussion of certain risk factors affecting our business contained in our earnings release, in our investor presentation and in our Form 10-K.

With that, I would now like to turn the call over to Bonnie Lee. Bonnie, please go ahead.

Bonnie Lee

Thank you, Larry. Good afternoon, everyone, and thank you for joining us today to discuss our results for the third quarter of 2023. I am proud of our team's performance and the results we delivered during a dynamic banking environment characterized by ongoing economic uncertainty, inflation, and high interest rates.