Horizon Bancorp, Inc. (NASDAQ:HBNC) Q2 2022 Earnings Conference Call July 28, 2022 8:30 AM ET
Company Participants
Craig Dwight - Chairman and Chief Executive Officer
Mark Secor - Executive Vice President and Chief Financial Officer
Kathie DeRuiter - Executive Vice President and Senior Operations Officer
Lynn Kerber - Executive Vice President and Chief Commercial Banking Officer
Noe Najera - Executive Vice President and Senior Retail and Mortgage Lending Officer
Conference Call Participants
Terry McEvoy - Stephens, Inc.
David Long - Raymond James
Nathan Race - Piper Sandler
Damon DelMonte - KBW
Brian Martin - Janney Montgomery Scott
Operator
Good morning, everyone and welcome to the Horizon Bancorp Conference Call to discuss financial results for the three months ended. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity for you to ask questions. [Operator Instructions] Please note this event has been recorded.
Before turning the call over to the management, please remember that today's call may contain statements that are forward-looking in nature. These statements are subject to risks, uncertainties and other factors that could cause actual results to differ materially from those discussed, including those factors noted in the slide presentation. Additional information about factors that could cause actual results to differ materially is contained in the Horizon's current 10-K and later filings.
In addition, management may refer to certain non-GAAP financial measures that are intended to help investors understand Horizon business. Reconciliations for these measures are contained in the presentation. The company assumes no obligation to update any forward-looking statements made during the call. If anyone does not already have a copy of the press release and supplemental presentation issued by Horizon yesterday, you can access it at the company's website, www.horizonbank.com.
Representing Horizon today are Chairman and Chief Executive Officer, Craig Dwight; EVP and Chief Financial Officer, Mark Secor; EVP and Senior Operations Officer, Kathie DeRuiter; EVP and Chief Commercial Banking Officer, Lynn Kerber; and EVP and Senior Retail and Mortgage Lending Officer, Noe Najera.
At this time, I'd like to turn the call over to Mr. Dwight. Thank you and over to you, sir.
Craig Dwight
Thank you, Jacob, and good morning. And thank you for participating in Horizon Bancorp's second quarter earnings conference call. Our comments today will follow the investor presentation and press release that we published yesterday, July 27. Horizon is pleased to report a continuation of record earnings for the second quarter. And solid momentum going into the third quarter, with strong commercial and consumer loan growth and pipelines.