SmartFinancial, Inc. (NASDAQ:SMBK) Q2 2022 Earnings Conference Call July 26, 2022 10:00 AM ET

Company Participants

Miller Welborn - Chairman

Billy Carroll - President & Chief Executive Officer

Rhett Jordan - Chief Credit Officer

Ron Gorczynski - Chief Financial Officer

Nate Strall - Director of Corporate Strategy

Conference Call Participants

Stephen Scouten - Piper Sandler

Catherine Mealor - KBW

Matt Olney - Stephens

Feddie Strickland – Janney

Kevin Fitzsimmons - D.A. Davidson

Taylor Brodarick - Hovde Group

Operator

Good morning and welcome to the SmartFinancial Second Quarter 2022 Earnings Call. My name is Breeka and I'll be your event specialist operating today's call. [Operator Instructions]

I'll now have the pleasure of handing the call over to Miller Welborn. So Miller, please go ahead when you're ready.

Miller Welborn

Thanks Breeka. Good morning to all of you and we appreciate you joining us today for our Q2 2022 earnings call. We're excited to be on the call this morning and share an update on our company. We thank you for the interest all of you have in our progress, and it's important for us to hear your questions, comments and feedback.

Joining me on the call today are Billy Carroll, our President and CEO, Ron Gorczynski, our CFO, Rhett Jordan, our Chief Credit Officer, and Nate Strall, our Director of Corporate Strategy.

Before we get started, I'd like to ask each of you to please refer to page 2 of our deck that we filed this morning for the normal and customary disclaimers and forward-looking statements, comments, please take a minute to review these.

Q2 was a great quarter for our company and we're very proud of what we've been able to accomplish in the first half of the year. Despite what the news media outlets will lead you to believe our economy in the Southeast US and in particular our Tennessee, Alabama, Florida markets have been very busy and exceptionally strong. I'm proud of the team for the focus, execution and continued improvements we have made to date.

With that I'm going to turn it over to Billy.

Billy Carroll

Thanks Miller and good morning, everyone. I'll jump right into some highlights to what we believe was an outstanding quarter. As we've communicated on prior calls, this year our main goal has been the integration of our new teams, executing our organic growth strategy and gaining operating leverage. And we're pretty much right where we thought we'd be if not a little ahead of schedule.