United Insurance Holdings Corp. (UIHC) Q3 2022 Earnings Conference Call November 9, 2022 5:00 PM ET

Company Participants

Karin Daly - VP, Equity Group

Daniel Peed - Chairman and CEO

Bennett Martz - President and CFO

Conference Call Participants

Operator

Greetings, welcome to the United Insurance Holdings Corp. Third Quarter 2022 Financial Results Conference Call and Webcast. At this time, all participants are in listen-only mode. Please note, conference is being recorded.

It's now my pleasure to turn the call over to Karin Daly, Vice President with the Equity Group. Please go ahead, Karin.

Karin Daly

Thank you, Kevin, and good afternoon, everyone. UPC Insurance has also made this broadcast available on its website at www.upcinsurance.com. A replay will be available for approximately 30 days following the call. Additionally, you can find copies of UPC's earnings release and presentation in the Investors section of the company's website.

Speaking today will be Chairman of the Board and Chief Executive Officer, R. Daniel Peed; and President and Chief Financial Officer, Bennett Bradford Martz.

On behalf of the company, I'd like to note that statements made during this call that are not historical facts are forward-looking statements. The company believes these statements are based on reasonable estimates, assumptions and plans.

However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those expressed in or implied by the forward-looking statements.

Factors that could cause actual results to vary materially may be found in our filings with the US Securities and Exchange Commission in the Risk Factors section of our most recent annual report on Form 10-K and subsequent quarterly reports on Form 10-Q. Forward-looking statements speak only as of the date on which they are made, and except as required by applicable law, we undertake no obligation to update or revise any forward-looking statements.

With that, it's my pleasure to turn the call over to Mr. Daniel Peed. Dan?

Daniel Peed

Thanks Karin. Hello, and thanks for joining us on our third quarter earnings call. I'm Dan Peed, Chairman and CEO of UPC Insurance. I'm planning to offer an overview of some of our activities and then Brad Martz will provide for more specific numbers.

Results in the third quarter continue to highlight the performance difference between our personal lines and commercial lines businesses. Please see page five of our investor supplements for more information.